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Keep calm and carry on....
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Ooh, some daydreaming may while away a few hours though 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Right, I checked my S&S ISA and it had grown £140 since the 1st, so I've taken the plunge and pulled £4k out of there (leaving not very much!) and opened a LISA. So that's this tax year taken care of anyway. This is the first time I've taken any money out of it and now discover that they send you a cheque for the money (I just assumed it would be a bank transfer in 2020!) so hopefully my gains won't have become losses by the time the request is processed! I still have my 6-month EF and the 2x 10% mortgage OP pots to raid if needed, so locking away £4k for 22 years (😮) hopefully isn't too risky!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I’ve got a cruise booked for May. Rescheduled from this year. Glad to see somebody is doing some market research! I sort of hope it gets cancelled. I want to go but can’t see me wanting to travel. This will be my third cruise. Amazing way to see a lot of things and I go basic room with an inclusive drinks package! I got very sea sick in the North Sea so never leaving from the UK ever again!5
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Nice overpayment! That's bigger than my whole payment.
I would like to go on a cruise, in particular I want to go on one to Iceland... But maybe a mini one before going on a massive one?
Interesting that it's being taken out through a cheque. I've never withdrawn money from S&S ISA, I assumed that if you were transferring then it would just happen... magically..5 -
I went on an Icelandic cruise last year and it was fabulous.All that clutter used to be money5
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Seeing the Northern Lights is definitely on my bucket list 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
South_coast said:I would LOVE to go on a cruise one day. So sad seeing them all at anchor at the moment and not going anywhere 🙁
P.S. I'm hoping cruise ships are so big you don't get seasickness, as I suffer too😮!I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80006 -
Ooh, you did well to get one in in February before all the madness kicked off!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Hi SC, I am also dream of a cruise-especially the fancy ones to the Artic and Antarctic. The ones I wanted to go on were so expensive (eye-watering amounts) though. I went on an educational school cruise to Egypt,Israel, Turkey and Crete when I was about 13, it was brilliant.5
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CM was that on the Uganda? Both my boys went on that.All that clutter used to be money3
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