We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Keep calm and carry on....

1141142144146147319

Comments

  • QueenJess
    QueenJess Posts: 4,649 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I couldn't find the nectar xmas thing.  Can you only activate it if you have shopped there recently?
    2025 decluttering: 5,654 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 537🥉🥈🥇💎🏆 👑
    Big kitchen declutter challenge 146/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • South_coast
    South_coast Posts: 6,155 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Ooh, I forgot I also got a 3x points voucher from the till, but think I will gift that to BF as I never spend enough real money to actually collect points on my shopping 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • themadvix
    themadvix Posts: 9,317 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Absolutely Jess re saving/smashing the mortgage in the meantime!

     No plans made here for Christmas either - how can you? I suspect we’ll either spend it at home or maybe see the in laws if we’re allowed. A very quiet and different Christmas to normal. I’m thinking our chiminea and mince pies for solstice might be repeated this year!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Anyone got a fast forward button?
    If it's not adding up, compound it!
  • South_coast
    South_coast Posts: 6,155 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Ah yes, but then all those blogs about mindfulness and intentionality would be telling you off for not savouring every moment of our short time on earth etc etc etc!

    Another £1.70 on Streetbees this morning. Lots of photos needed, felt all Anneka Rice running round the house turfing stuff out of cupboards 🤣! Good exercise for the leg though I guess! I also got my Prolific payment yesterday, but annoyingly the one pending payment which got approved was for £1.25 (I only needed 2p!) so I've only got £2.85 pending now. First world problems....😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.