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2020++ - smiling and waving and looking so fine

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  • mark55man
    mark55man Posts: 8,205 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Report Back 004 - for 22/01/20

    Fitness & Health:

    Weigh in at 258lbs down a couple - so going OK - slow and steady through reduction of carbs and extra exercise which has been more steady this week, averaging 5000, have been to gym once, and not done a big ride on my bike, but have gone out a couple of times

    Budget & Financial:

    Looking like ending the month a little overdrawn but definitely less than expected and mainly caused by some costs in getting ready for our holiday at the end of the month and helping out DS1 with a bit of extra to support his job search

    Environment & Green:

    Nothing much to report, but no relapses as well as no new things - I'm not unhappy as the biggest threat to environment the is people constantly doing stuff

    Community & Volunteering:

    Volunteered for a local litter pick and tidy up, which was a bit back breaking (we were doing weeding and drain clearance) but good fun. Although my OH suggested my own garden might have benefited from it more

    Organisation & Household:

    Did manage to do a little in the garden, but at this time of year its 3 steps forward and 2 steps back, so will need a blitz this weekend before we go away or it might run away from us again. DS van still not gone, but still interest, just leaving it a little to see before we reduce price again. Done some personal admin that was outstanding (yes the inland revenue!) but I'm fine and no fines or stupid tax as I refer to them
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Mark -your signature always makes me smile
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • mark55man
    mark55man Posts: 8,205 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Mark -your signature always makes me smile

    I just love the way he sings it !!
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    And I love the cheery title of your diary. Came to these diaries tonight to be cheered up and inspired... Job done...thank you!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • mark55man
    mark55man Posts: 8,205 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    pidge04 wrote: »
    And I love the cheery title of your diary. Came to these diaries tonight to be cheered up and inspired... Job done...thank you!

    always pleased to be of service :-)
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,205 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Pidge you should look at BCNS’ signature if you want a smile and an affirmation.

    Busy today - staying over in the city so chose a hotel about 2 miles away so I could walk to work and back and hit my step count. I Planned!!!!! it so well my Fitbit clicked over my target just as I walked into reception so now I’m done for the day.
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Haha, great result on steps. Well planned.
    Have a good day.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Good planning on the steps, 2 miles each way is a very impressive walk....
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Consider me impressed - that's commitment to step count alright!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • mark55man
    mark55man Posts: 8,205 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I can walk for miles in London. There’s always a different way and something new to see.

    Walked to work today then walked to a client and back and the. To a supplier and back and then to the tube. So 50% over target today at 18000. But footsore tbh and it does add up time wise.
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
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