2020++ - smiling and waving and looking so fine

mark55man

New Focus 

• Steps / Keep fit - Lunchtime walk failed as I got called into work and had to stay - 1000 
• Improve house environment - (clean/fixed) - normal chores done early - recycling sorted
• less procrastination - eat more frogs more - (save/make) - not really much today - will do double tomorrow - honest

Additionally - did a few pre lockdown spends (craft project and a bigger shop, so not going to have as much slack as expected, but equally the next few months should be cheap as chips) 

mark55man

Weekday Focus 

• Steps / Keep fit - Complete fail today, it was very wet, and I am very weak spirited and WFH required much concentration 
• Improve house environment - (clean/fixed) - normal chores done early - cleaned all the storage cupboard doors while OH sorted the contents
• less procrastination - eat more frogs more - (save/make) - today was pension review day - plus helped DS2 sort out a paperwork issue + I now have my full state pension contributions and unless it changes radically that's me sorted for 10 years time!!
• Hobby/Personal stuff - not cycling - but reading, finished my gentleman's reading club book for the first time in over a year.  Plus have a stack of Which magazines & National Trust etc that I never read - they're next to minimise laptop time.    

mark55man

Weekday Focus 

• Steps / Keep fit - Complete fail today, it was very wet, and I am very weak spirited and very much need to get myself into running gear
• Improve house environment - (clean/fixed) - normal chores done early - tidied up the office area a little, 
• less procrastination - eat more frogs more - (save/make) - today was more of a planning day than a doing day - as I just needed to get something started off at work, so that was 100% - but tomorrow!!!
• Hobby/Personal stuff - not cycling - but have started to play a few board games with friends online / iPhone -- still staring at the screen but  quite enjoyable

Big News

A couple of years ago I lent my bro some emergency money to help him out of a hole - at the time I couldn't really afford it, so stuck it on a 0% CC where it has remained.  Today, unexpectedly he was able to repay - I think his MIL has unlocked some fund or other - and I am very pleased with that as it means I was able to pay 3/4 of my outstanding CC1 bill, and because I am ahead of myself on my everyday card, I should be able to close the rest off just before the 0% runs out, without disturbing any of my EF/magic money arrangements.  This in turn puts me in a good spot for CC2 targeted for April Next year, but now possible a coupe of months before that.

ohdearhowdidthathappen

Amazing

One-step-at-a-time

Got to love an unexpected cash injection

mark55man

Yes indeed, and I'm so pleased, as I have told him I was in no hurry, but he insisted anyway

alt80

Fantastic news re the card. 🙂 Rest of stuff - not been raining here but know what you mean about it being hard to find the motivation for running when bad weather. Work looking at gym membership / making home gym / peloton or something similar?

mark55man

Hey yes - dead chuffed.  We do have a garage with a bit of a gym, but currently we have 2 kids worth of furniture from the uni residences which they haven't yet needed (and no we can't sell it because ....) .  I am a member of Pure Gym and was getting back into the groove, but I'm isolating (not medical need, just personal comfort) because I see enough people at work, to have the shivers at them sweating on me - eww

alt80

They shouldn't need furniture for student accom. 

Tbf I've not gone back to the gym neither has wife but not covid just we have a decent home gym we should make use of. Re covid if you've not got a health condition I wouldn't worry about it. Boris needs to get out and tell us we all need to move on a bit get the economy going again properly - major recession will be worse than this virus.

mark55man

They shouldn't need furnishing but they did.  Some landlords are a disgrace and in popular cities there are more than average of such, viewing young students as basically shark food.  As a consequence (and pending their relocation into some form of more permanent leaving the nest housing) we have a load of stuff that they needed to have a tolerable environment and that we are minded not to sell (although TBF we do have a clutter problem and for DD1 its nearly a full year)

Weekday Focus 

• Steps / Keep fit - Complete fail today (3rd day running), but tomorrow is sunny and we are heading for a riverside walk 
• Improve house environment - (clean/fixed) - normal chores done early - bit more in the office 
• less procrastination - eat more frogs more - (save/make) - sorted out the CC1 with my unexpected bonus and worked out that I can clear CC1 next month, not the month after- and make a bigger dent in CC2 in 2020 then I thought
• Hobby/Personal stuff - decided to slightly celebrate our windfall and went out with dinner with OH - nice steak and salad (yum) and no booze (diet) - took 30 minutes to eat and have a coffee and felt like 30 more to get the bill and pay