2020++ - smiling and waving and looking so fine

mark55man

still paying the lazy tax this month - will be busy at work until end of July, but will get busy at weekends if and when the sun comes out - have been to the tip lots, but still a lot to go its never-ending.  Will be moving DD2 back into the house nearer the en of the month as she finishes at Uni

OH and I are gradually falling out with Carbs so we will be revisiting lo-carb when the current shop runs out next week.  

Drawingaline

Still so jealous of all your tip runs!!! We have to go online at 8am to book a slot and I can just never get on. Paid £40 to get four mattresses taken by the council so have had them in the house for the past month, finally going on Tuesday, can't wait.

mark55man

most I have had to queue is 30 minutes - that was mid morning last Monday which was a surprise.  I have a big estate at the moment following a bit of in family car juggling (as you o) so I can get a lot in!!  I have seen a few distant friends having to book, and then being told there are lots of no shows!  I do appreciate being lucky! 

mark55man

June report back - just briefly - same old same old stuff.  Groceries still high, car still low.  Couple of entertainment type spends but very limited.  Kids all getting in the groove - DD2 will move back for a little post Uni - but will get a temp job until end of CoVid.

Debts paid off on schedule with a little OP to reflect some "danger" money the company is paying for working in an office now and again.  Feel a fraud as its not exactly front line stuff, but at least I can cry all the way to the bank.  The office is awash with wipes soap and sanitiser so on the days I am in I don't think my hands have ever been so clean.  Will get to the end of the year with a serious dent in my CC and loans - not quite sure how I can get them all paid this year, but still at 0% (now OD is mainly knocked on the head)

savingholmes

Glad your debt is continuing to go down. Our tip is just normal now. Could do with more charity shops though.

mark55man

Busy week busy weekend

Went down to the seaside yesterday with a Long Wheel Base Van to empty DD2 Uni flat of 3 years accumulated junk (she has moved once but that was just a busy day with the estate) - this time was bed, furniture and a lot of clothes.  She is staying down for a final week to say goodbye to her friends now that her course and part time job has finished so I will be back on Friday to pick her up and bring her home!!.   That will give me time to rebuild her bed and sort the furniture out a little, but fitting a flat 's worth of stuff into her bedroom will be challenging.  It was very nice day, but it wasn't too crowded on the promenade we visited when we were done

In other news, OD looking good, despite the cost of the above in petrol and van hire.  May be a bit squeaky after this week and before OH gets paid, but a good chance of getting through July in the black without any CC backsliding 

mark55man

Quick update
Mr OD popped in to say hi last Friday which was annoying as I thought I was clear but OH pay was on Monday, but back in the black now.  Partly helped by a cash injection fro DS1 who gave me the deposit so I could use my CC to buy a new PC for him.  Paid off as much as I could off straight away, although it takes a few days to go from pending to owed and my CC doesn;t allow you to get into credit so about £150 is resting in my account !!  which is nice.  only a week or so until my payday so I should be good for then

otherwise boring as ever I'm afraid, another end of month deadline and then a few days off definitely!!

savingholmes

Glad you are due some time off. Your year today figure for debt repayment is amazing.

mark55man

thanks SH - just got home early and now going to turn off the work laptop for a week or so

mark55man

Right - turned the laptop back on so I could do this report back for July

CAR - More expensive this month as been driving more, plus some servicing

CASH - No  Cash

CLOTHES - Under budget, but some summer tops were needed

COFFEE - Two coffees this month - its getting out of hand (used to be 10)

CRAFTS - Bang on budget - well what else is there to do

ENTERTAINMENT - Spendless!! Although some costs (eg travel to free stuff counted elsewhere)

GROCERY - Wow.  Back to 6 adults in the house full time.  Still 4 figures and consistent (last 3 months within £20 of each other). 

HOLIDAY - Nothing spent, but need to start planning for next year - will leave that a little longer

KIDS - Nice end of month with kids paying rent, but helped DS1 out with up front new computer, and that will cause ripples for a month or two while he pays off the balance  (about £700)

LIFE - Pretty much on the nail - this category is non food, non utilities.  The Annual NT payment pushed me slightly Over Budget

AMAZON - Using Amazon less recently as its not so much of a problem to do things