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2020++ - smiling and waving and looking so fine

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  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes that's very true.  I often depress myself thinking about whether it is better to pass before you have spent all you money or to have spent all your money before you pass!!  Particularly true for DC pots as we all know, whereas Final salary and state pension is the blessing that keeps on giving. 

    Just been out, and having a sit down to recover.  Managed to update a few minor threads, and undertook my ambassadorial duties (no actual budgie head chocolates were eaten), but the forums are busy but not bustling 

    A while ago I stopped updating my signature - while I was having a short break from it all, I should start up again as I have been drifting on most things and I need all the accountability, but not sure that doing that at the start of a heatwave is a good thing.  No day like today, but will set the start of next Month as my deadline so I don't just drift on

    Have a bit of a MSE dilemma - in that we have been offered a 3 day break early in August with dear friends in an AirBNB whose intended friends have had to cancel - so that accommodation would (generously) be free (yay), but I suspect there will be military levels of organisation and many things to be done (and none of them free/cheap).  So I guess I can afford it and if I go I won't be a kill joy - but yet another busy/spendy weekend isn't filling me with glee 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • I'd definitely go :) sounds a good opportunity to go away with good friends and the free accommadation is a win.

    I've been a bit lazy looking at the boards, last time I looked the DFW seemed quieter than it used to be


    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That's true - certainly about going to the weekend house - what's the worst that could happen - just seems indulgent but all the things will be proportionately cheaper than if we had to do them later AND pay for the bed!

    Also true about the boards - I've tried to follow a few new diaries but most seem to go quiet after a few weeks or don't get a lot of traffic.

     
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Interesting dilemma. One you probably craved during lockdown 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So I decided to go on the trip - life's too short and its all been so dull chez moi.  So as a consequence, next weekend will mainly be chores based to try and keep some balance 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think it is the right call for you. Have fun 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Good call. Glad you took the trip. We are being MSE so we can enjoy life more, not less.
    Enjoy the weekend
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Glad you went :)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    very nice - OH and I + firends saw Maverick, a longer than usual night in the pub, a rooftop lunch, a show and then on Sunday did local markets, 

    so a long weekend away for our share of just under £200 after travel and parking.  not cheap but actually more chill than I was worried about

    this weekend will be gardening and decluttering - c'est la vie
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • foxgloves
    foxgloves Posts: 12,576 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    De-cluttering & gardening would be an enjoyable productive weekend for me, as I enjoy both.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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