We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2020++ - smiling and waving and looking so fine
Options
Comments
-
Yes that's very true. I often depress myself thinking about whether it is better to pass before you have spent all you money or to have spent all your money before you pass!! Particularly true for DC pots as we all know, whereas Final salary and state pension is the blessing that keeps on giving.
Just been out, and having a sit down to recover. Managed to update a few minor threads, and undertook my ambassadorial duties (no actual budgie head chocolates were eaten), but the forums are busy but not bustling
A while ago I stopped updating my signature - while I was having a short break from it all, I should start up again as I have been drifting on most things and I need all the accountability, but not sure that doing that at the start of a heatwave is a good thing. No day like today, but will set the start of next Month as my deadline so I don't just drift on
Have a bit of a MSE dilemma - in that we have been offered a 3 day break early in August with dear friends in an AirBNB whose intended friends have had to cancel - so that accommodation would (generously) be free (yay), but I suspect there will be military levels of organisation and many things to be done (and none of them free/cheap). So I guess I can afford it and if I go I won't be a kill joy - but yet another busy/spendy weekend isn't filling me with gleeI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
I'd definitely go
sounds a good opportunity to go away with good friends and the free accommadation is a win.
I've been a bit lazy looking at the boards, last time I looked the DFW seemed quieter than it used to be
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved3 -
That's true - certainly about going to the weekend house - what's the worst that could happen - just seems indulgent but all the things will be proportionately cheaper than if we had to do them later AND pay for the bed!
Also true about the boards - I've tried to follow a few new diaries but most seem to go quiet after a few weeks or don't get a lot of traffic.
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Interesting dilemma. One you probably craved during lockdownAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
So I decided to go on the trip - life's too short and its all been so dull chez moi. So as a consequence, next weekend will mainly be chores based to try and keep some balance
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
I think it is the right call for you. Have funAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Good call. Glad you took the trip. We are being MSE so we can enjoy life more, not less.
Enjoy the weekendIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Glad you wentDFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved1 -
very nice - OH and I + firends saw Maverick, a longer than usual night in the pub, a rooftop lunch, a show and then on Sunday did local markets,
so a long weekend away for our share of just under £200 after travel and parking. not cheap but actually more chill than I was worried about
this weekend will be gardening and decluttering - c'est la vieI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
De-cluttering & gardening would be an enjoyable productive weekend for me, as I enjoy both.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards