2020++ - smiling and waving and looking so fine

mark55man

Just noticed that my bank allows you to search for a whole year now (previously was 6 weeks), so I exported all my 2021 transactions into a new XLS and did some pivot tables.  basically income and outgoings were nearly level with a gap of under £1000 (more outgoings). Now that is a not a minor imbalance, but in the context of all the CC's and other accounts I had I am happy with that as £1500 of that has gone out of the account for my EF alongside clearing £12K of debt. 

Anyway was an interesting half an hour for those with a spreadsheet mentality 

In other news I may have made myself liable for some stupid tax with HMRC - will share more when I've resolved it but if it was a frog it would be a goliath frog (https://animals.sandiegozoo.org/animals/goliath-frog - not for the fait hearted).  Rest easy though even if the worst happens its well within my EF

savingholmes

Ouch to tax bill. Could you pay extra pension to cover it or is it linked to that? 

mark55man

No its just linked to paperwork, nothing to do with pensions (unuually)

mark55man

Well a very sunny and bracing day, but not overly so, so I 180 degree turned around when I was off out to the gym, put my woolly beanie hat on and did a long 5 mile walk around town.  So I am over 12000 today with a few more to come, but will be under (but a lot nearer my weekly/monthly average goal of 5000)

mark55man

So I have thought about it, and my steps target is 3 million for the year or just over 8000 a day.  That gives me the 4 winter months at a target of 5000 and 8 other month at a target of 10000.  1 million by Mid May, 2 million by end August, 3million on XMAS day :-)

So far since NYD I have averaged 4.1K so a little down, but only a little.  

savingholmes

Great to have millions as a target. Automatically looks and feels great. You can tell people you are a millionaire - and then quietly add at doing steps 

mark55man

Very true, if only I got a ££ for each step.  Ah well!.  I do tend to make things complicated so I thought a single number for the year which captured the variations of the year was both easiest and more engaging for the reader

I used to tell people I beat the world record time for 2K indoor rowing (a highly competitive sport), and then added but it didn't count as I wasn't 85 years old - implicit in this is that an 84 year old had still beaten the fastest I ever had

mark55man

Weigh in Monday today, just doing once a week.  Down 2kg - most likely to be all the junk food I ate over xmas leaving the body and water, but nice motivator for the next few weeks.  So that's 3kg down since 1/1/22 - 17 to go!! 

ohdearhowdidthathappen

Well done on the weight loss, hope you manage to resolve tax issue.  Having a step count for the year is a fab idea

AntoMac

That’s a great start on the weight loss Mark. Well done. I’ve chucked out most of the last few remaining chocolates hanging around as I’m sick of picking at them. You’ll sort your tax out just as you sorted your other debts out so it’s just another (hopefully not too big) bump in the road.
Good to have a step target to keep motivated. Luckily I have to go out later so that will make me do the rest to hit my target.