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2020++ - smiling and waving and looking so fine

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Comments

  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 January 2022 at 1:34PM
    Just done analysis of our electricity consumption. 

    Last year our house used 8500KWH.  I'm guessing that's on the high side - unsurprisingly core utilities like laundry, fridges are well up there.  However things that were surprisingly high were PCs if you don't put them in sleep or standby (more so than the screens).  

    Created a spreadsheet with a bit of guesswork and last years total consumption figures, I used to have an OWL meter but that broke and the the smart meter that we eventually gave doesn't really give similar information.  I am investigating whether its worth going back down that route.  Turning lights on and off seems important but doesn't make that much difference in the numbers especially with modern lights
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That description could be of our situation, if you add a slightly wonky patio door as well
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks Antomac

    That's very true - and I will take that as solace when I'm sat here tummy grumbling.  

    Your steps targets sound good my daily step target as set up on my fitbit is 12000 although in reality I am aiming for much less - its just 10000 seems so ordinary :smile: - maybe this time you can pull me through the steps doldrums.   
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the rent!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 January 2022 at 11:06PM
    Well done Antomac - its that get over the line grit I am struggling with.  I might try and do a few everyday walks, but I've been trying for years!.  But I made 5000 yesterday and 1000 today - couldn't get to the gym tonight as had reading group - so just stocking up for the weekend.  this week is looking good from a budget point of view - quite cheap - so may be OK for getting to the end of the month intact enough for the XMAS overhang clearance
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the steps. Glad budgeting is going well. I'm sure you'll get there if you choose to.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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