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passenger windo broken - insurance or somewhere else?

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  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    bigadaj wrote: »
    I thought that woud apply to windscreens rather than what sounds like an attempted break in or theft.

    Even if it was self paid then in theory it should be reported though.
    Indeed. If it is vandalism/theft, and it happens again, the insurer are quite likely to uncover the police report from this incident.

    With that in mind, I'd be claiming. It's just a glass claim, so shouldn't affect NCB or future premiums.
  • molerat
    molerat Posts: 34,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Depending on the car and how handy you are it may be worth pricing it up at a scrappy. You also need to check what "glass" is actually covered, mine for instance does cover my panoramic roof - many don't. Last time I claimed for a windscreen it added a small amount to the premium.
  • should i claim on my car insurance for the broken car window and pay the excess or should i pay for the window out of my pocket????
    Phone local car window repair companies, there can be a large variation in price, then compare to your insurance window excess.
  • Assuming side windows aren't covered (by the windscreen clause) what is your excess?

    Personally I would just get the job done yourself.
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