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Giving every £ a job

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  • Sun_Addict
    Sun_Addict Posts: 24,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I went the other way and had my grocery delivery a day earlier. Only to take advantage of a £15 off voucher though. One of my favourite 80s songs is Heaven 17 Come Live With Me 💕
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Blackcats
    Blackcats Posts: 3,897 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Lucielle - wow a parcel from The Falklands is exciting.
    SA - I love that song too - I was always intrigued  by the "I was 37 you were 17" lyric - mainly because at the time 37 seemed very old .... seems very young now particularly as my children edge closer to that age 😱

    the storm is raging outside - one of the cats stuck their head out of the cat flap and changed their mind and is now snuggled up on my blanket on the sofa.  Hopefully they didn't need to go out for anything urgent! 
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes my cat has been refusing to go out too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It wasn’t that exciting just some clothes she sent home. Probably to lessen the load of her suitcase. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Blackcats
    Blackcats Posts: 3,897 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Cats still very reticent about venturing outside.  I hear the clunk of the cat flap and a few moments later hear it again as they come scurrying back indoors.  
    Lucielle - I had visions of hand made garments using Falkland Islands wool - this is based on my very limited knowledge of the Falklands. 🤦‍♀️

    thrifty things achieved ....made rice pudding using nearly out of date almond milk (from the pandemic stores) - it was ok but very sweet.  Collected my very first olio items ... plenty of broccoli which I'll turn into broccoli and Stilton soup which also uses up a small chunk of Stilton.  Also got some pastries which we took on our walk to go with our flasks of tea and coffee.  Claimed back some Christmas related expenses from work - £68 which will be very welcome.

    Also, I get a regular payment on 18th of each month and I'm going to round down to the nearest hundred (approx £25) so I'll top this up and buy a premium bond.  

    Meal plan and shopping list prepared.  2 night's meals using components from the freezer. I think I will be on budget for grocery spends this month.

  • My computer is playing up whilst I'm trying to OCR a document so thought I'd catch up on your diary even though it is work time - computer currently saying "waiting to start"!!!  I'm always so impressed by your grocery/cooking efficiency and really need to take a leaf out of your book!  How did you find OLIO?  Debating whether or not to try that myself.
  • Blackcats
    Blackcats Posts: 3,897 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Thank you Rebecca - I hope your computer decided to start - staring hard and crossly at the screen never seems to work for me.
    you are too generous about my grocery and cooking efficiency.  I record my successes here as I still surprise myself with my progress but I'm a rank amateur compared to many of the folk on here.
    Olio was a good experience but you are more time poor than me so might not be a good investment in time but is a good investment in preventing food waste.  I made broccoli and Stilton soup using the free broccoli and had a toasted whole meal roll (also an olio rescue).  I got some lovely tulips too - still doing ok but will probably only last another 3 or 4 days.

    I returned a couple of am zon purchases today - so quick and easy.  I do have some qualms about the business but I can't fault how convenient it is.  I do try and support small businesses too.  Anyway £12.38 coming back from them to me.
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad things are going well. I think Oli thing is worth it if you can get a few items from the same person. If not you need to consider time and fuel.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    We have an olio FWH in the next street and she has regular slots but her collection times are usually 10pm Friday and Saturday so there has to be something worth going out for. I have used them it alot though and the app says I’ve saved over £600. That’s crazy isn’t it. 

    Like you I enjoy making things with the items though, it is good for the soul
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
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