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Giving every £ a job
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Oh wow, your next trips sound fantastic - I am so envious of all these things you do, it must be so lovely to have all that time to do them!
And I wholly agree with you that bean juice should not be anywhere near eggs and neither should tommy K. I am a total purist when it comes to eggs and it's either egg and chips or egg and toast with NOTHING else (other perhaps than bacon on the side).0 -
@Makingabobor2 - I like putting the description cheap and cheerful on the meal plan because it reminds me that dinner will be quick as well as prompting us to say that we should have that more often. Our next offering will be cheese and mushroom omelette with salad.
@RebeccaPAgain - a kindred spirit! I don't like ketchup or brown sauce and I have to look away when MrBC ends up with egg yolk, bean juice and ketchup swirling around on his plate.A productive day today and I think I made the most of the 🐙 free energy hour.Early start tomorrow for the F1 which I'm really looking forward to.2 -
Glad you had a fun concert and have other adventures planned.
I'd be ultra annoyed at the delivery driver and the opticians - but maybe the more zen approach of your household will enable you both to live longer!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I don't have an issue with having beans on the plate with fried eggs other than at breakfast time, but that's because beans aren't a breakfast food IMO. My "thing" is stuff on toast - NOPE! Toast should be crunchy, and as soon as beans or scrambled eggs are plonked on top it just goes soggy. Food that is meant to have a crisp texture stops being food when it's no longer crisp!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
@savingholmes we aren't always zen but sometimes we know can't change the outcome by stressing about it. The latest glasses were collected today and seem ok and delivery was made 2 days later.
@EssexHebridean - now you've got me thinking about toppings on toast. I do slither fried or poached eggs off my toast but that's because of mess rather than crunch.
we enjoyed the Grand prix and I'm glad I've now experienced the scale of Silverstone and the noise of the cars. I'm lucky enough to have been to sporting events at Wembley, Twickenham, Wimbledon and The Oval and I wouldn't rank the GP higher than any of them and I think it's because the crowd are too spread out and it's not just one team versus another.
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Feeling a bit more on the front foot with finances after some fairly hefty spending on household maintenance, a new shed, holidays and Grand Prix tickets! Just writing it down makes me realise that it's no wonder that I've felt spendy.
£17.50 from £co, £28 from vinted and MrBC has a bid of £19 on an eBay item which ends on Sunday so that's over £60 conjured up that's over and above regular income. Equally important for me though is re-setting myself to focussing on money in rather than money out. Will drop some more eBay hints to MrBC but pushing him too hard has the opposite effect!
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We've had a nice weekend enjoying ourselves close to home. Our friend played some live music outside our local independent coffee shop yesterday so went to support him and treated ourselves to Saturday brunch in the nice shady courtyard. £112 was collected in donations for a local children's charity and some of the children came to enjoy the music which was very sweet.
today we watched our cricket team win a cup game. We took our own bottles of iced water so nothing was spent in the clubhouse.And now we are doing our annual Wimbledon champagne and strawberries & cream afternoon. The champagne was a gift from earlier in the year which we agreed to save for Wimbledon fortnight. Luckily we chose the men's final, not the women's as we wouldn't have had much time to delicately sip champagne yesterday during a 58 minute match. At the prize giving yesterday I was so impressed by how elegant the Princess of Wales is and how slim! The Royals look super smart today too.3 -
I wonder if the people who bought tickets to the ladies final have worked out how much a minute it cost?
OH loves the tennis I can take or leave it.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
@lucielle - I am sort of Wimbledon fan but I think it's mainly particular matches with certain players rather than wanting to watch any game. I've been lucky enough to go 3 times which was fabulous.
just back from a short trip away to a beautiful part of the country. A mix between spending on eating out for 2 nights and MSE'ish activities. It certainly helps planning ahead by filling up our water bottles and taking snacks for the travel. We also took tea and coffee bags for our hotel room so we could sit on our balcony and watch the boats go by and not have to spend £10 on a round of coffee. I used my personal spends money to visit a real wool shop to buy some wool for a new blanket project.A regular mid month payment is due in to my account tomorrow which funds regular savers with £25 ish leftover to be allocated to the repair/replace savings pot. There was a time when the whole lot would have been frittered away despite some vague good intentions to save some money. We live and learn!5 -
Sounds like you have been living it up. Great to have those kind of memories and experiences.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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