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Giving every £ a job
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Don't forget to go through cashback sites when booking holibobs, if you're spending larger amounts you can get a decent few quid back towards your next triphttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 49
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
That sounds like a good plan! We have a "Holiday pot" for our main trip, then the "Joint fun" accounts tends to pick up the tab - or at least contribute towards - weekends away and things like that. As and when we have another proper "holiday" to account for in a year, we ring-fence the money in to the joint fun account for a while to cover that - with our personal spends taking over the cost of the random trips, days out etc.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Sounds like a good plan having the different holiday pots. You should be able to enjoy your retirement guilt free*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Are you going somewhere lovely in June?1
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Sun_Addict said:I love it when an idea is being pondered and people chip in with their thoughts. I've picked up some brilliant tips on these diaries.2
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PennysIntoPounds said:Don't forget to go through cashback sites when booking holibobs, if you're spending larger amounts you can get a decent few quid back towards your3
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@Alchemilla - we are going back to Guernsey which seems to have become one of our favourite places. Mind you with views like this from our window it's hardly surprising.
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What an amazing sunset!I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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That looks awesome!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Blackcats said:@Alchemilla - we are going back to Guernsey which seems to have become one of our favourite places. Mind you with views like this from our window it's hardly surprising.1
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