Giving every £ a job

PennysIntoPounds

Don't forget to go through cashback sites when booking holibobs, if you're spending larger amounts you can get a decent few quid back towards your next trip 

EssexHebridean

That sounds like a good plan! We have a "Holiday pot" for our main trip, then the "Joint fun" accounts tends to pick up the tab - or at least contribute towards - weekends away and things like that. As and when we have another proper "holiday" to account for in a year, we ring-fence the money in to the joint fun account for a while to cover that - with our personal spends taking over the cost of the random trips, days out etc. 

Sarahwithlove

Sounds like a good plan having the different holiday pots. You should be able to enjoy your retirement guilt free