Giving every £ a job

Sun_Addict

Watching the sunset over the sea sounds idyllic 🙂

joedenise

What book are you reading about Money?  Sounds like it could be something many of us on here might enjoy reading!

Blackcats

Yes indeed @Sun_Addict - it's an idyllic view from our holiday cottage and made even better tonight with fish and chips!

@joedenise - it's called Financial Joy by Ken and Mary Okoroafor - I started reading their blog The Humblepenny which used to contain most of the materials in their book.  I'm being a bit cheeky because I actually bought the book for my dd to support her efforts to get on track with her finances but started reading it myself.  DD is definitely a spender just like I was and there's a section in the book about our relationship with money and how we develop our money persona often through the way our parents behaved with money.

a wonderful day of walking today on a spectacular island.  Golden sandy beaches just like being in the Caribbean.  Crab and prawn sandwich at a beach cafe followed by pistachio ice cream,   A week is definitely not going to be long enough! 

lucielle

Sounds like you’re having an amazing time and a week isn’t doing it justice. 

L

EssexHebridean

Oh it does sound like you're having a glorious time BC - I'm very pleased to hear it!

That blog sounds interesting too - will have to investigate! 

Blackcats

Thank you @lucielle and @EssexHebridean - really enjoying our holiday and are so pleased we chose to visit here.

Its Liberation Day here and more by luck than judgement we booked this particular week in a cottage which is on the route of the celebratory cavalcade.  So emotional to see the vintage vehicles and tractors bedecked in flags with occupants in wartime costumes.  Lots of waving from our front garden vantage point.  I knew a little about the history but we've been lucky enough to speak to people and hear  stories of their family and the occupation.  

The wartime stories of both my parents involved being evacuated but at least their parents knew where they were and could keep in touch and visit not like the evacuees from here.

Sun has shone all day for the various celebrations.  Bbq time again now 😎

savingholmes

Glad you are enjoying your holiday and your book. It's the little things. Sounds very scenic and memorable.

Sun_Addict

Ooh I guessed right you’re in the Channel Islands, recently read The Guernsey Literary and Potato Peel Society 😉 

Blackcats

thank you @savingholmes and @Sun_Addict
yes SA you are good at crossword cryptic clues and guessing holiday destinations.  We were on Guernsey which was absolutely beautiful.  Everyone was so friendly and we had nice chats with some of the lovely locals.  We liked it so much we have booked the same week next year directly with the owners of the holiday cottage.  

I'm mulling over how best to manage our new financial situation.  We are fortunate to have various amounts of money coming in on various days of the month with bills going out on a variety of other dates.   I think it might work best if I aim to get a month ahead for bills and ring fence that money in the current account.  2 of our regular savings accounts can be funded by money that comes in on 18th of each month which is nice and neat for my befuddled thinking.  I'll work out an amount for the savings pots and pay into those mid month and do round ups from odds and ends of spending into a chosen savings pot to further boost it - currently the entertainment pot is very depleted as we've bought some concert tickets for December and next April.

I'll run the grocery budget from 1st of the month as that fits nicely with the grocery challenge.  I put the monthly grocery challenge money into a Chase savings account and transfer money from there when we spend it on shopping.

sorry that it's a bit rambling but it's helping me to put my thoughts down on paper.  I'll try and work out how best to set up a page in my trusty folder to k see if this plan will work.  

savingholmes

Sounds like a good plan. Glad you had an excellent holiday.