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Giving every £ a job
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I know I'm not Foxgloves, but when I started knitting socks I found this REALLY helpful.
https://www.winwickmum.co.uk/sockalong
A basic pattern - and also a series of tutorials telling you how to do each stage if you need them 😊2 -
The DREADED Tupperware cupboard. You have my respect!!LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
You are already doing better than me BC as I assigned that task to my cleaner and paid for it...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
We've only had our tupperware type stuff in its current home for a couple of weeks and I'm already wondering why I can never find the right lid...!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
I hate our tupperware cupboard as its up high and no matter how often I tidy it its always a mess and lids just disappear probably they live with the socks that also disappear.
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Oh wow blackcats - 4 days!!!!1
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Thank you so much @Cheery_Daff. That looks like a really helpful site.
Its reassuring that it's not just my Tupperware cupboard that can create its own chaos.
used up another spice kit from the stockpile tonight - beef stroganoff with colcannon. Very nice indeed. Served up in a bowl a la gastropub style.
I've signed up for the HL £25 bonus for me and for OH. I did succeed with £co too so that will be £25 eventually. Opened the nationwide 8% regular saver account for Mr BC as he is already a nationwide customer. Pleased with my money making this week.We visited family this week - about 2 hours drive away. They live in a lovely coastal town with 2 wool shops! Suffice to say my personal spends pot is now empty but I bought some lovely wool and a crochet bag kit which I'm going to make as my cosy winter afternoon project. My use it up blanket is definitely the first in a series of use it up blankets as I've got plenty of wool to carry forward.2 -
Well done on using stuff up. Me and mum sorted out her cupboard where the tupperware is stored ONE month ago and it's already degenerated into chaos despite our orderly efforts. I'm sure they breed and mutate...
What's 'HL'? Glad you were successful with £co
I am most envious of your stay at lovely coastal town, and hope these family members didn't make you pay for everything!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 59
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r61 -
Well done on the mse activitiesAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
@Foxgloves_2 @Cheery_Daff @Blackcats I knew I had found my people on here. Love the knitting talk. I go to two knitting groups and love meeting other knitters. Also a keen sock knitter.
Well done on your recent savings success - and I can’t believe you are so close to retirement now. You are inspirational!My Debt Free journey - started 1 May 2023. Goal date October 2026 ACHIEVED SEPTEMBER 2025
Total Debt paid off: £28006.30
Savings £6623
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