Owning house outright before relationship and breakup consequences

unholyangel

Lover_of_Lycra wrote: »

Your tenant point is still as weak as a kitten and comparing apples with oranges. Tenants pay money in exchange for exclusive occupation of a property based on a contract enshrined in law. Tenants don't form a household with their landlords or build a life together with their landlord unlike live in partners who don't get exclusive occupation even when helping to pay off their OH's mortgage.

If you want to make the point that beneficial interest isn't a given then fair enough but lay off the tenant comparison because it's not very good.

Would you prefer I used lodger?

I just wish posters on here would stop spitting venom because the OP owns property and doesn't want to jump headfirst into a relationship. They'll quite readily call the OP greedy and accuse them of profiting, completely blinkered to how the other partner would profit from their suggested route.

Its not as if the OP is suggesting this for a live in partner of 10 years. They're talking about when they first move in with someone, who they may have only known a few months.

[Deleted User]

unholyangel wrote: »

Would you prefer I used lodger?

I just wish posters on here would stop spitting venom because the OP owns property and doesn't want to jump headfirst into a relationship. They'll quite readily call the OP greedy and accuse them of profiting, completely blinkered to how the other partner would profit from their suggested route.

Its not as if the OP is suggesting this for a live in partner of 10 years. They're talking about when they first move in with someone, who they may have only known a few months.

Nope because you're still comparing apples with oranges.

The OP hasn't given any indication this would only be a short term arrangement should the OP actually find a boy/girlfriend.

I certainly wouldn't and haven't asked for any more than half CT, utilities and food when significant other has moved in with me.

mattpaint

Lokolo_2 wrote: »

I understand what you are saying, but isn't it a tad unfair for someone to live rent free and then potentially walk off with a nice pot of savings at my expense? I can see it is a good idea if the relationship works then that money could be used for a wedding or something both would benefit from. I am not talking about market rate of course but something negotiable between the two. Maybe this is a bad idea though, I am definitely open to more views about this! Possibly putting it into a joint account instead?

The pay off is that if you split you keep your house. You want it - you pay for it. It's not a difficult concept.

thorsoak

unholyangel wrote: »

Would you prefer I used lodger?

I just wish posters on here would stop spitting venom because the OP owns property and doesn't want to jump headfirst into a relationship. They'll quite readily call the OP greedy and accuse them of profiting, completely blinkered to how the other partner would profit from their suggested route.

Its not as if the OP is suggesting this for a live in partner of 10 years. They're talking about when they first move in with someone, who they may have only known a few months.

The OP does not, at the moment, own a house outright - he is talking about a hypothetical situation. To me, it would appear from his posts that he is frugal to the point of meanness. Parsimonious is the word that comes to my mind!

unholyangel

thorsoak wrote: »

The OP does not, at the moment, own a house outright - he is talking about a hypothetical situation. To me, it would appear from his posts that he is frugal to the point of meanness. Parsimonious is the word that comes to my mind!

Should've gone to specsavers

Lokolo_2 wrote: »

I own my house outright, if I were to find a partner and they move in with me, if we were to break up at any point would they be entitled to any part of the house assuming we aren't married?

At the moment this is only theoretical as I am currently single but I am thinking of finding a partner in the near future and wish to protect the money I have worked years to save and put into the house!

The theoretical part was just for the relationship part of it. They do currently own their home outright.

Lover_of_Lycra wrote: »

The OP hasn't given any indication this would only be a short term arrangement should the OP actually find a boy/girlfriend.

Nor have they given any indication it wouldn't be.

The OP didn't ask what we personally would do. They asked whether the partner would be entitled to part of the house in a break up. And the answer to that is a resounding no, not unless it is proven that the OP had an intention for them to gain an interest (no matter what they pay).

Lokolo_2

unholyangel wrote: »

Should've gone to specsavers



The theoretical part was just for the relationship part of it. They do currently own their home outright.



Nor have they given any indication it wouldn't be.

The OP didn't ask what we personally would do. They asked whether the partner would be entitled to part of the house in a break up. And the answer to that is a resounding no, not unless it is proven that the OP had an intention for them to gain an interest (no matter what they pay).

Indeed, and I wish to thank everyone for their contributions in this thread, I now have the information that I came for and also some other things to consider when it comes to the point of having a serious relationship with someone!

There will always be some who don't like what I have to say or don't agree with my actions but my parting comment to this thread is that it's not wise to judge someone you haven't met solely based on a few posts on an internet forum!

thorsoak

Lokolo_2 wrote: »

Indeed, and I wish to thank everyone for their contributions in this thread, I now have the information that I came for and also some other things to consider when it comes to the point of having a serious relationship with someone!

There will always be some who don't like what I have to say or don't agree with my actions but my parting comment to this thread is that it's not wise to judge someone you haven't met solely based on a few posts on an internet forum!

You have a valid point here - respondents to a question on an internet forum can only give advice/comment on the wording of said question.

I will never meet you, but the opinion that I formed of you, from your own words, is that you may be financially savvy, but emotionally, you have a long way to go before you are mature!

Sayschezza

My OH pays £150 per week into my bill account which is more than half of the utility bills. For that he gets - a warm comfortable home, food, holidays (I pay for these) laundry etc. I pay from the bills account, council tax, BT sport (for him) Netflix (for him) gas, electric. Phone, broadband, food, maintenance on house (it's mine) and garden and as I said before, holidays. I don't think that's a bad deal and he certainly has never moaned. The one thing we never ever argue about is money. He also has more savings than I do.