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Virtual Sealed Pot Challenge 2020

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  • Littletinks
    Littletinks Posts: 238 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Hey Westie 
    glad to hear you’re keeping well, hope everyone else is too 
    Can’t bear seeing my 2nd pot not moving forwards so have sent £50 across to #10. 
    2025 52 Week Savings Challenge (£1378) #5 5/52
    2024 52 Week Savings Challenge (£1378) #26 52/52 completed Oct 24

    Virtual Sealed Pot Challenge 2023 #2 £305.60/£300
  • £3.99 sent over this morning for #12
  • Littletinks
    Littletinks Posts: 238 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #5 - 12.58 tfr over this evening 
    2025 52 Week Savings Challenge (£1378) #5 5/52
    2024 52 Week Savings Challenge (£1378) #26 52/52 completed Oct 24

    Virtual Sealed Pot Challenge 2023 #2 £305.60/£300
  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry for late reply #2 reporting £10 for march

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • Happy Easter everyone, hope every one is keeping well. 
    #5 tfr £20.42 so far for April. 
    2025 52 Week Savings Challenge (£1378) #5 5/52
    2024 52 Week Savings Challenge (£1378) #26 52/52 completed Oct 24

    Virtual Sealed Pot Challenge 2023 #2 £305.60/£300
  • Just £1.65 this week :) 
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Hi,

    Spreadsheet updated, sorry for the delay for some reason I couldn't log on, kept getting chucked off and had to reset my password like a million times, 

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Sorry not to have updated or posted since 20th March!  When I signed up I I was determined that this would be one challenge I would really try to do well.  Failed dismally on that!

    My saving, accounting etc have been pretty shambolic this past few weeks so before this month is out I'll try to get a grip and tidy up my accounts etc..  I'll send something over to my VSP even though it isn't likely to be much.  Every little helps though and I know this is a marathon challenge not a sprint.

    I hope you are all safe and well and haven't gone stir-crazy yet

    Take care xxx



  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Delichon said:
    Sorry not to have updated or posted since 20th March!  When I signed up I I was determined that this would be one challenge I would really try to do well.  Failed dismally on that!

    My saving, accounting etc have been pretty shambolic this past few weeks so before this month is out I'll try to get a grip and tidy up my accounts etc..  I'll send something over to my VSP even though it isn't likely to be much.  Every little helps though and I know this is a marathon challenge not a sprint.

    I hope you are all safe and well and haven't gone stir-crazy yet

    Take care xxx



    You are right Delichon, it is a long challenge over the year and of course its your target and achievement over the year, just think whatever you have in your VSP by the end of the year is more then you had at the start. 

    Its individual challenge and please don't compare with others we all have our own challenges and income struggles probably even more so, this will be the first time we are all in the same boat.

    Keep going 

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Hello! :)

    I set up a “Save the Change” account with my bank but I kept dipping into it for inessentials. The bank also doesn’t save the change when my balance gets low, which is understandable but mildly irritating, since my nominated account is my spends account, so it’s intended to get low. Oh well.

    I don’t want to overstretch myself trying to aim too high (which I’ve done before) so I’ll focus on the little pennies and keep my goal low: £250. Could I have lucky number #23 please?

    I’ll be back with a starting amount later once I’ve checked what’s in my VSP and rounded down the pennies on my other accounts.

    Looking forward to this challenge! :)
    My Debt Free Diary: ADHD and Frogs: How to Balance the Budget?
    Challenges: Virtual VSP (#23) 1,000 EF (#pending)
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