We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Tenant caused damage but wants me to claim on my insurance
Comments
-
lookstraightahead wrote: »Am I wrong here but tenants can't get buildings insurance anyway? I know there's the car insurance option but isn't this something that landlords take out building insurance for?
I don't think there is such thing as a tenants building insurance. So I can see where your tenant is coming from- it might be that her car insurance company is saying it's a building insurance claim.
I mentioned building insurance, but i wasn't referring to tenants building insurance. I meant the landlord claiming on her own building insurance, but i can see why she would not want to do that. The tenant caused the damage & they should pay.0 -
As far as I’m concerned she was responsible for the damage and admitted it. I don’t see why I should be out of pocket or have my premium increased and her get off without contributing.
To be honest I don’t think she’s even contacted her car ins company. She just expects me to cover it.0 -
Apart from anything else, are insurers likely to entertain a claim if it's been intimated to them four months after the event, and after you've already had extensive negotiations with the other party?0
-
stroppymare wrote: »As far as I’m concerned she was responsible for the damage and admitted it. I don’t see why I should be out of pocket or have my premium increased and her get off without contributing.
To be honest I don’t think she’s even contacted her car ins company. She just expects me to cover it.
I'd agree. She does seem to be trying it on. I'm intrigued who her financial advisor is & what their reasoning for such advice would be?0 -
stroppymare wrote: »I suggest you begin by re-reading the post before sending such a condescending reply.
....
There, simple to understand now isn’t it?
User name checks out.2021 GC £1365.71/ £24000 -
BrassicWoman wrote: »User name checks out.
They had a point, to be fair.
Not GMs usual standard of helpfulness.0 -
BrassicWoman: If people are going to comment surely they should read and understand what they are commenting on0
-
gomer: it’s her ‘Company legal advisor’.
Probably knows no more about tenancy agreements Than I do.0 -
Oh i see, so a completely irrelevant legal advisor in the circumstances then lol
It sounds like she just needs to stop being a bit of an idiot & take responsibility for her stupidity.0 -
Yep! I think so too0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards