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Tenant caused damage but wants me to claim on my insurance

135

Comments

  • gomer
    gomer Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Am I wrong here but tenants can't get buildings insurance anyway? I know there's the car insurance option but isn't this something that landlords take out building insurance for?

    I don't think there is such thing as a tenants building insurance. So I can see where your tenant is coming from- it might be that her car insurance company is saying it's a building insurance claim.

    I mentioned building insurance, but i wasn't referring to tenants building insurance. I meant the landlord claiming on her own building insurance, but i can see why she would not want to do that. The tenant caused the damage & they should pay.
  • As far as I’m concerned she was responsible for the damage and admitted it. I don’t see why I should be out of pocket or have my premium increased and her get off without contributing.

    To be honest I don’t think she’s even contacted her car ins company. She just expects me to cover it.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Apart from anything else, are insurers likely to entertain a claim if it's been intimated to them four months after the event, and after you've already had extensive negotiations with the other party?
  • gomer
    gomer Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As far as I’m concerned she was responsible for the damage and admitted it. I don’t see why I should be out of pocket or have my premium increased and her get off without contributing.

    To be honest I don’t think she’s even contacted her car ins company. She just expects me to cover it.


    I'd agree. She does seem to be trying it on. I'm intrigued who her financial advisor is & what their reasoning for such advice would be?
  • I suggest you begin by re-reading the post before sending such a condescending reply.

    ....

    There, simple to understand now isn’t it?

    User name checks out.
    2021 GC £1365.71/ £2400
  • User name checks out.

    They had a point, to be fair.

    Not GMs usual standard of helpfulness.
  • stroppymare
    stroppymare Posts: 60 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 14 December 2019 at 12:41PM
    BrassicWoman: If people are going to comment surely they should read and understand what they are commenting on
  • gomer: it’s her ‘Company legal advisor’.
    Probably knows no more about tenancy agreements Than I do.
  • gomer
    gomer Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oh i see, so a completely irrelevant legal advisor in the circumstances then lol

    It sounds like she just needs to stop being a bit of an idiot & take responsibility for her stupidity.
  • Yep! I think so too
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