We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Pay ALL your debt off by Xmas 2020

15681011130

Comments

  • Very deep breath my total debts are £15,599 that does include everything except
    - the money I need to repair the guttering caused by the leaking guttering / roof due to the enormous amounts of rain
    - painting and decorating when it dries out
    But I'm trusting the universe to help me sort that.
    Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 struggling
    1p a day challenge £3.95 / £667.95 Pay my debts in 2026 /£10,00
  • Megano
    Megano Posts: 324 Forumite
    Muppets - I was a silly goose last year and decided to say f**k it to the debt and went and got married instead!


    I managed to consolidate everything to a 3 year loan but if I can make overpayments I'll be happy.


    Can I pop back later with my figure?
    Virgin Money £0/£1445
    TSB £0/£659.53
    BOM £0/£1480
    Tesco £8.36/£4647.26
    Total £8.36/£8231.79 0.101%
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Merry Christmas 🎄
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • :xmastree:

    Merry Christmas everyone. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Hi I’m new here!
    Please can I have a number.
    I’ve got a £9950 loan to pay off, going to try my best to get this done.
    £11,000 / £11,000 Overall Debt Paid
    2020 Debt Paid: £9535 / £9535

    Extra income earned 2020: £1700
  • Happy boxing day everyone.

    I hope you all had a good Christmas day. Unfortunately in the run up to Christmas I had to spend a couple of days in hospital and have some minor surgery. I am home now, and the silver lining to that particular cloud is that I realised how much I want to train and work in theatres as an ODP, so I have applied to my local college to an access course, and am more determined than ever to end this year debt free, so could I please increase my total to include my CC and Loan.

    My new target is therefore £5713.51. Sorry to mess you around Muppets.

    This target is extremely ambitious for me, but I have a new determination to get it sorted.
    £2 savers club #33
    1 debt vs 100 days ~ £193.19£500
  • Bizzywizard
    Bizzywizard Posts: 235 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    edited 27 December 2019 at 12:58AM
    Please can you add me.

    Three Credit Cards to pay off by December 2020.
    £7406.44
  • Hi

    Can I please keep my number #206


    I have debts in the region of £10,000 :mad: :sad: and although I would love to be debt free by next Christmas, and will try so hard, I think this is incredibly optimistic! Never say never though!

    Good luck everyone 👍 I look forward to posting and being inspired by everyone’s journeys.

    Pix
    :hello:
    🎄The most wonderful time of the year 🎄
  • Can I join please? Total debt to clear is £10,050.
  • Hi muppets I’ve worked out what I’m aiming to pay off this year and it’s a big figure!
    So #091 and I’m going for £18500
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.