We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL your debt off by Xmas 2020
Comments
-
Hi Everyone #030 here,
Paid £30.16 overpayment to DH Tesco 0% CC takes this down to £1555.00. He has changed the DD down to £71 per month...I suspect this card will not be paid off by December but will finish with the 22 months we have it for.
My Santander 0% CC DD has gone out £655 paid off leaves £1347.47 (2 more payments and it will be gone).
Hope everyone is keeping well and safe, chin up!
3 -
Oh my goodness I am. I literally can’t believe. 5 years but got there in the end. Enjoy your journey (I know that sounds daft but I loved watching my balance going down)SuperSavingD said:
Wow you’ve done amazing. Can’t wait to be in your shoes, hopefully early next year. Congratulations you must be made up 🎉dreamingofmoney said:Hi All
No. 82 here. I haven’t posted since the changes to the site as I cannot fathom it. However I wanted to post to say I AM DEBT FREE. I have been on this thread since Jan 2015 and have paid off £34322 in that time. I am made up and a man now going to focus on my mortgage. I will also update my sig when I can work out how
Big thanks to all who have posted over the last 5 years, although I rarely post I read every single post made by others. I honestly could not have done it without this site, and this thread and grocery challenge in particular
Good luck to you all in your journey
Dreamingofmoney
thanksJan 2025 £26561.43/£0. I want to clear £9000 this year (2025)4 -
Thanks Dreamingofmoney. In a strange way I do enjoy seeing the balances get lower. Pay day today paid £300 off cc.
Now £9684/£12084 - can’t wait to beat the 10k mark. Keep going everyone x4 -
Payday here today too which means I'm now at:
#34 £803/£2750
EF #313: £5000/£1000, 3-6 Month EFC #50 £5000/£5000 PAYDBX 2021 #34: £7326/£7326
cc1 £0, cc2 £0, cc3 £03 -
MBNA DD paid today. Getting to close to £3000 paid off

No 70 - £2829.78/£10,000
Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.753 -
A slice removed:
#175 = £5400 / £7000
Baby steps........ keep it up all
Pay Off Debts by Xmas 2026; £0 / £6201.562 -
£350 to the mortgage and £172 to the loan = £522
New total
#071 - £4360/£8000 = 54%
Edited as I got the wrong amountSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
£147 refund for cancelled accommodation has hit the CC.
No 70 - £2,976.76/£10,000 - 29.76%
Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.753 -
Another £50 off my debt yesterday.So I'm up to £140 paid, so another £390 left to go. Will make another payment at the end of the month on payday.Declutter 2025 in 2025 0/20254
-
159 checking in
£5885.89/£13000 that's 45.28% paid off
My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:£40773.61 /£46444.23 87.8% paid4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



