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Pay ALL your debt off by Xmas 2020
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So today I paid off the last £374.40 to my car and I now OWN IT outright!!!! This has been 6 years of HP and loan payments ranging from £140-£300 per month... all for a fiat 500!!! !!!!!!!!!
Will NEVER EVER get a new car again - you pay more or less the same back in interest.
Lesson learned!!
Right now im happy i've settled it though
DDxStarted again 25th December 2017
Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)6 -
What a weird month. We got married! So we have used our very kind wedding gifts to go towards the debt. Luckily I only sent half to the credit card before lockdown hit so I have some left in case I lose my job in the next two months. I think this might be a stretch to do this all this year but I'm desperate to pay this debt off so that we have more money each month.
#59
£2292 / £9535
£11,000 / £11,000 Overall Debt Paid
2020 Debt Paid: £9535 / £9535
Extra income earned 2020: £17004 -
Managed to somehow save a bit of money this month and so paid a chunk off each credit card to make them round numbers.
Providing I am careful, even if I am furloughed, I should be able to clear all debts by December (but I do have some leeway to cut this if necessary as being able to pay bills is more important than a challenge I know xx)No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
Clear all Debt in 2020 #97 WE DID IT!! DFD June20205 -
#97 March total is £1461.98
Total so far: £3622.12 (36%)
No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
Clear all Debt in 2020 #97 WE DID IT!! DFD June20204 -
morning
Sent £209.29 towards the barclaycard
brings my total to £5229.01 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054 -
Morning,
Paid £199.30 this morning.
#134 - £3,026.86 / £7,985
EMERGENCY FUND CHALLENGE - £2,292.05 / £6000
DEBT FREE DATE - 16/02/2021
Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,0004 -
Good evening everyone! Hope everyone is ok! Please put me down for £8.21 DD payment to the usual CC. Now makes my total £207.35/£1000 paid.Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.2
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Start of year #026 - £ 0,00 / £ 20.491,00 0,0%
March report back - not as good as hoped:#26 - Target £20491 - Paid off Mar £ 500 :
Paid off total £ 6,072 or 29.6% of target. £14,419 left
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
DD gone out- now stand at:
#175 = £4400 / £6700
I think the current situation will at least slow down my mommentum- may end up having to cut the DD even, just temporarily. I've needed a piece of kit for home isolation, there may be a problem with my new(er) car- hopefully i wont need anything doing on it whilst we're like this!! and best case my income will be a chunk lower- i'll be doing well if that's only how I'm hit.
Fingers crossed for everyone- keep sharing those payments- it'll keep us all motivatedbe safe all
Pay Off Debts by Xmas 2025 debt £0/74004 -
Total after adjustments for BTs and interest for March.
#70 £2005.13/£10,000
Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.753
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