We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL your debt off by Xmas 2020
Comments
-
Hi everyone
hope you are enjoying a relaxing Sunday.
I got a small pay rise and bit of back pay so have put £520 towards my CC debt, update as below:#96 £2,945.53/3,550
will see if i can get payments over the £3k line later in the month! DD2 going back to uni so i'll be contributing towards her student life again which i haven't done since March.
Keep going everyone
love Deni xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 2025 ⭐️⭐️4 -
#054
Paid off a chunk this month but we've used the CC too much so not really made much progress
£390 paid ... CC2 = £445.33/£4000 (11.1%)Paid off CC1 in 2020 🙌
CC2 £3048.92/£4000
As of 1/1/20213 -
MORNING
sent £10.17 towards hubby's CC
brings my total to £9186.97 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.053 -
morning
Sent £10 towards hubby's card
Brings my total to £9196.97 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054 -
scheduled payment + contents of change pat made the magic 100 so off it comes:
#175 = £7600 / £7800
Keep chipping away folks- you know it makes sense
Pay Off Debts by Xmas 2025 debt £0/74004 -
Hello all #027 checking in!
More paid off the cards....
Now up to 9100/16500 for 2020!
Motivated to get this gone and then onto the mortgage! Keep going everyone!Thermomix Santander Sainsburys Creation Loans Fluid Card Tax Credit OP
Virgin £2000 to go
Halifax £2000 to go
MBNA £3400 to go3 -
morning
Sent my daily payment of £14.04 towards hubbys card
Brings my total to £9211.01 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.055 -
morning
Sent £145 towards the hubby CC
brings my total to £9356.01 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054 -
#4 checking in on pay day! Managed to pay £1440.53 this month. That brings my total to:
9998.45/10794=91.1%Getting there now but my target will increase next week due to extra solicitor’s bills. Just as I was getting there...5 -
#58 £780 / £2334 = 33% paid
It will be tight going to clear this by Christmas but I am confident we can do it 💪💪Debt Free as of December 2020 👏
Save 12k in 2025 #6 - £300 / £3000
MFW - 26 months shaved off the mortgage5
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
