We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Advice on buying a property but only if it can be extended?

I'm looking at a few properties to buy and all of them have potential to be extended. All of the listings mention something like "Potential to extend, subject to planning permission". So none of them actually have planning permission. I've looked at other houses nearby on the same street and they do not have the same potential for being extended so I can't use them as a guidance for what is or isn't possible.

What's the best way to handle this? Obviously, I'd only like to go ahead with the house if planning permission is approved but how can I do this before I've exchanged contracts? I don't want to buy the house only to have planning permission denied.

Thanks in advance
«1

Comments

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Potentially, you could enter into a contract which is conditional on you getting planning permission. In practice, that's only likely to be acceptable for something like a development plot where any other serious buyer will also have a similar requirement.

    Do you have any reason to believe that getting consent (for something roughly resembling what you'd like) would be a problem?
  • You can apply for pp on any property even if it isn't yours. Of course the present owners would have to agree to people coming in and measuring up etc, and the pp decision itself could take a few months.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • eddddy
    eddddy Posts: 18,570 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    techno79 wrote: »
    What's the best way to handle this? Obviously, I'd only like to go ahead with the house if planning permission is approved but how can I do this before I've exchanged contracts?

    In theory, there a a number of ways you could do this, for example:
    • A lock-out agreement before exchange, while you apply for planning consent
    • Exchanging conditional contracts - the contract being subject to getting planning consent

    But it's very unlikely that a 'typical' seller would agree to these (unless perhaps you made it 'worth their while'. e.g. By paying them a big chunk of extra cash if planning consent is granted.)


    Your best bet might be to make a pre-application enquiry with the local planning authority.

    They would indicate how likely it is that you'd get planning consent. But it wouldn't be a guarantee.
  • If you want guidance then pay a planning consultant to give you a summary of what you will be guaranteed to be able to do (through permitted development rights), and what you might be able to do (through a planning application) and what you almost certainly won't be able to do (through their knowledge). Or look at all the applications made in your street and see what they have done / been approved / been rejected.
  • techno79
    techno79 Posts: 354 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Ah okay, so seems like getting a planning consultant might be the best way forward. Who or where would I be able to speak to someone skilled in this area? And any idea how much they'd charge for each house that is checked?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    techno79 wrote: »
    I'm looking at a few properties to buy and all of them have potential to be extended. All of the listings mention something like "Potential to extend, subject to planning permission". So none of them actually have planning permission. I've looked at other houses nearby on the same street and they do not have the same potential for being extended so I can't use them as a guidance for what is or isn't possible.
    Just because the other EAs haven't larded that bland platitude into the details doesn't mean it's just as true (or untrue) for the other properties...
    What's the best way to handle this? Obviously, I'd only like to go ahead with the house if planning permission is approved but how can I do this before I've exchanged contracts? I don't want to buy the house only to have planning permission denied.
    Talk nicely to the vendor, and ask if they'd mind if you applied before exchange of contracts. They may agree - you don't have to own the property to apply for PP.

    Or - and this might sound a radical suggestion - buy a house that fits your needs without extending. It'll work out far cheaper, apart from not making all the new neighbours hate you.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    techno79 wrote: »
    Ah okay, so seems like getting a planning consultant might be the best way forward. Who or where would I be able to speak to someone skilled in this area?
    Probably best to find someone local, who'll be familiar with the policies and quirks of the relevant council.
    AdrianC wrote: »
    Talk nicely to the vendor, and ask if they'd mind if you applied before exchange of contracts.
    Could do, but the risk of doing that without a contract is that the vendor then walks away with the enhanced value from the planning consent being granted and sells to someone else.
  • hazyjo
    hazyjo Posts: 15,476 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    techno79 wrote: »
    I've looked at other houses nearby on the same street and they do not have the same potential for being extended so I can't use them as a guidance for what is or isn't possible.
    Are you looking for a home or an investment? Only this sentence rings alarm bells with me if the latter. Don't presume you'll add value by adding size - especially if nothing else in the street has been or can be extended.
    2024 wins: *must start comping again!*
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    davidmcn wrote: »
    Could do, but the risk of doing that without a contract is that the vendor then walks away with the enhanced value from the planning consent being granted and sells to someone else.
    Can't have it both ways.

    Either take the risk of applying once you've secured the property, or take the risk that you might lose out after applying.

    Why should the vendor have all the risk and none of the benefit?
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AdrianC wrote: »
    Can't have it both ways.

    Either take the risk of applying once you've secured the property, or take the risk that you might lose out after applying.

    Why should the vendor have all the risk and none of the benefit?
    Generally the benefit to the vendor would be that they get an enhanced price from the buyer once planning is granted. But like I said above, that only works where any other buyer would be needing planning too - chances are that there'll be other buyers who don't expect everyone to twiddle their thumbs waiting for the planning process, with or without a contract in place.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.