MSE credit search on my file

1 Post
Today, I receive a notification from Equifax stating.....
MONEYSAVINGEXPERT & CAPITAL ONE , a Credit Card company, has made an inquiry against your credit report on 26/11/2019 . If you were not aware of or did not consent to this search, contact MONEYSAVINGEXPERT & CAPITAL ONE or Equifax for clarification.
I've never subscribed before to MSE and haven't had a CO card/loan etc..Why would this happen.. any ideas?
Paul
MONEYSAVINGEXPERT & CAPITAL ONE , a Credit Card company, has made an inquiry against your credit report on 26/11/2019 . If you were not aware of or did not consent to this search, contact MONEYSAVINGEXPERT & CAPITAL ONE or Equifax for clarification.
I've never subscribed before to MSE and haven't had a CO card/loan etc..Why would this happen.. any ideas?
Paul
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Replies
Have you used credit club to check your credit file?
Unsure why the search has appeared on my Equifax report though, and I definitely haven’t applied for a Capital One card either...
They may show your Experian report for free but I don't think that precludes them from soft searching the other two CRAs if you're checking your eligibility.
Fairly sure they do a soft search anyway, even if you don't check your loan/CC eligibility regularly