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2020 Frugal Living Challenge

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  • This lockdown IS forcing me to keep it out the shops which is great for curbing my spending. I went today and intend to go only once a week ( extra one just for milk and bread if needed) i stuck to the list and only spent £25 ( family of 4) only just fresh ingredients, everything else will be used from the store cupboard and freezer. 
    I hope everyone is keeping well and is not struggling too much financially. It's such a strange time.  
    Grocery challenge:
    Oct 24.£/£400
    Sept 24 £500/£500

    Dec 2023
    Debt pay down: from move
    loan: £11500
    CC £4222, Jan 24 £3831, 

    Oct 2024 new debt pay down
    Personal loan £10000
    Cc: £3758

    Barclaycard (£187) £0  
    Debt to family - (£200) £0
    Tesco (£2200) (£5343) 0
    Halifax (£488) £298 =£0
    Virgin £3611 = £3572
    Santander = £1500
    Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec  £5070 April 2021 PAID OFF!!
  • lcc86 said:
    Afternoon all, hope you are all coping in the current climate. I am feeling stressed, we found out yesterday that OH (self-employed) isnt entitled to any support because he hasn't yet filed his first tax return. He's also not eligible for UC as I checked and I apparently earn too much. So we're in a tricky position, just hoping that the lockdown ends sooner rather than later otherwise OH says he will be forced back to work  :/ we have some savings so fingers crossed we can get by.

    I think they are allowing another four weeks to get the 2019 tax return in. I'm in the same position and was going to file and see what happens x
    I think they are allowing another four weeks to get the 2019 tax return in. I'm in the same position and was going to file and see what happens x

    Grocery challenge:
    Oct 24.£/£400
    Sept 24 £500/£500

    Dec 2023
    Debt pay down: from move
    loan: £11500
    CC £4222, Jan 24 £3831, 

    Oct 2024 new debt pay down
    Personal loan £10000
    Cc: £3758

    Barclaycard (£187) £0  
    Debt to family - (£200) £0
    Tesco (£2200) (£5343) 0
    Halifax (£488) £298 =£0
    Virgin £3611 = £3572
    Santander = £1500
    Total: Mar 2020 (£6486 ) Apr £6109 May £5665 (+£106 tranfer fee); June £5331 Sept (£950 added) £5343, Dec  £5070 April 2021 PAID OFF!!
  • Kerry_Woman
    Kerry_Woman Posts: 3,167
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    Scrimps and cw18 - Sending hugs.
    Also sending hugs to others who may be in need of them.
    Frugal Living Challenge 2026 Mortgage free as of 1st August 2013
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