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2020 Frugal Living Challenge
Comments
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Hope everyone is well and wearing face coverings/masks where needed.
July has been a strange month, all sorts of unexpected things going on. I've been working at home for two years so from that perspective little has changed with lockdown. Went to Head Office for a meeting, thankfully it was good news.. In practical terms I will be working for the parent company rather than my current employer in a different role but will still be home based as it's quite a distance from where I live. However, my sister lives much nearer to Head Office so I can pop in or stay with her if needed. Don't see much of her normally, but it's her birthday at the weekend so she got card and pressie in person. It was lovely to see my niece and nephew as well, they are both home from University.
Hurray!. My electricity bill appeared in my inbox yesterday, nine months after switching. Was quite surprised at the total, not that bad and due to the existing credit on my account only £36.18 to pay. That will be covered by my existing DD for next 2 months as I'm only using gas for hot water and consumption is really low in the summer. Ironic really, I'm on a year's fixed rate, wonder if they would have noticed if I hadn't contacted them!
Now I know where I am with everything I can start sorting out the remaining car repairs and hopefully start saving again. Emergency fund is top priority, non existent after the chimney problems.
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That must be one hell of a relief Mazzini, especially as the amount is lower than expected.Wombling £457.415
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I mean Mazzie obviously sorry. Blame autocorrectWombling £457.414
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Hi everyone, back on the bandwagon and trying really hard. Giving it my best shot.
Financially we are doing okay.
Hope you are all well.. still catching up on posts
June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20466 -
My flat roof has finally been completed so after two long years and a number of real traumas, I'm done with contractors!! 🙌 It actually means that I will no longer be getting my salary then paying it straight out, I'll be able to save some money - I've still got stuff to buy but I can do that as and when it suits me before the end of this year 😉
I'm dehydrating lots of garden produce, I've got full food cupboards and a full oil tank so I'm ready for winter and next year is going to be my first full on frugal year as I won't have major works or a mortgage to pay for! It will be lovely to feel that I can properly commit to it and also very interesting to see how I do! 😉6 -
sashacat said:That must be one hell of a relief Mazzini, especially as the amount is lower than expected.4
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HI can I join this group - I read anyways every once in a while, but I need to work on my food and 'everything' budget. My main interest right now is to sort out my bedroom - something with a mattress, pallets, and decorating a large cabinet and throwing out a bunch of tat!
But also looking to simplify cleaning products and rutines!
SO here I am, and I'll sneak the odd post on. Hello everybody.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 255 -
I have tomatoes and peppers on my plants! I’m so excited! After losing so many plants in winds and storms. Yippie!I’ve been really poorly this week so not done much of anything useful, though it does mean I’ve not spent anything and have £47 left in my food budget! Can’t quite decide what to do with that, I may get some more eco logs or some corrugated sheeting to make a bit of shelter outside the back door. Has anyone done anything like that? I want to cover the area between the door and old coal house.Welcome to the newcomers ❤️Life happens, live it well.4
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Welcome Ditty, of course you can join, everybody is welcome. I am sure Frugaldom will be along soon to give you a proper welcome.Wombling £457.415
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So preparing for my frugal year 2021, I have switched Utilities a saving of around £190 plus rang for a water meter application now there is only three of us. Having the shower mended so that we can use that instead of baths. I am also looking at my store cupboard and ordering, while I have more money coming in, tins, packets, toilet rolls, tissues etc for the remainder of 2020. Then I am going to save what I can to so the same towards the end of the year for 2021.6
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