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RTB from a friend

My close friend has a terminal illness and isn't expected to live more than a few more months.

On a recent visit, she asked if asked if I wanted her to leave me any items and I said something small to remind me of her due to lack of space.

She then said that she has the right to buy but not had funds to take it up. She asked if I wanted to take up her right to buy (before she passed) or even just take over her long term tenancy.

Are either of these possible? Her rent is two thirds of mine with a decent sized flat and car parking space. It's either LA or Housing Association.
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Comments

  • HampshireH
    HampshireH Posts: 5,001 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    No you cannot take her right to buy its hers not yours. Goes with the person not the property.

    You do not live with her so no you cannot take on her tenancy. You have no succession rights

    You have a home which you have been able to afford. This home will go to a person or family from the housing register who will have been on it for many years and waited patiently rather than someone trying to gain a social housing asset.

    They don't like people trying to bypass the queue
  • HampshireH
    HampshireH Posts: 5,001 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Also, most HA or councils do not offer tenancies to friends. Only partners (and usually at their discretion an adult child)
  • SPalin wrote: »
    My close friend has a terminal illness and isn't expected to live more than a few more months.

    On a recent visit, she asked if asked if I wanted her to leave me any items and I said something small to remind me of her due to lack of space.

    She then said that she has the right to buy but not had funds to take it up. She asked if I wanted to take up her right to buy (before she passed) or even just take over her long term tenancy.

    Are either of these possible? Her rent is two thirds of mine with a decent sized flat and car parking space. It's either LA or Housing Association.

    Your friend can't transfer either her right to buy or her tenancy to you. If you had sufficient savings that you could lend your friend enough money to purchase her flat using RTB then she could potentially leave it to you in her will but I'm not sure if the council/HA will be able to claw back some/all of the discount when she dies. There's also the danger that the flat needs to be sold to pay for any debts of the estate.
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    OP why are you even thinking of taking this up? leave the house/flat to someone else who needs it, possibly someone who is in a similar position to your friend in their time of desperation.


    Don't let greed take you over. Enjoy your last moments with your friend and don't let money tarnish it
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • diggingdude
    diggingdude Posts: 2,499 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I would come back saying you would actually like something big. If a social housing flat is something small you may get £millions as a big gift
    An answer isn't spam just because you don't like it......
  • Norman_Castle
    Norman_Castle Posts: 11,871 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Were you visiting from Alaska?
  • You would need to know whether it is LA or HA. If council then there could be rtb buthighly 7nlikely you'd be able to pull it off. If HA it is right to acquire and not so favourable. I'm assuming your in private rented and so mutual exchange is not an option.
  • HampshireH
    HampshireH Posts: 5,001 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    HA do have RTB if they were part of stock transfer from councils. The favourable terms still apply to those with protected assured tenancies
  • System
    System Posts: 178,377 Community Admin
    10,000 Posts Photogenic Name Dropper
    HampshireH wrote: »
    You have a home which you have been able to afford.

    This home will go to a person or family from the housing register who will have been on it for many years and waited patiently rather than someone trying to gain a social housing asset.

    MSE is really full of self-righteous toads :eek:

    I'm actually in financial hardship and eligible for 'the register' but have been advised essentially that that single mums and economic migrants/asylum seekers will always pip me.

    It's a standard small one bedroom flat, so no family would fit.

    I know that an asylum seeking family moved into one of the larger flats, paid zero rent and have bought their 3 bedroom outright for cash wired from the Middle East - so my sympathy is very limited.

    Don't consider it greedy to think about having an affordable home for once and I'm sure that is where my friend is coming from.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    SPalin wrote: »
    I know that an asylum seeking family moved into one of the larger flats, paid zero rent and have bought their 3 bedroom outright for cash wired from the Middle East
    Someone's pulling your leg. Asylum seekers aren't entitled to standard council tenancies, and therefore wouldn't qualify for the right to buy.
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