bank account with no mobile phone?

Zanderman

AnotherJoe wrote: »

But then OP will need to carry a dongle keypadthingy, in case when up mount Everest they decide to pay their Ocado bill, won't that be too much for them ?

If the OP is logging in up Mount Everest then they'll have to be using a mobile phone (unless there's an internet cafe at the top).

Robisere

langmk:
I'm 74, my missus 73, we both have mobiles. We went through the "never have or need a mobile" phase, but now after about 7 years, we would not be without one each. Both our joint accounts are supported by mobile apps and all our regular outgoings are paid by DD or SO. Once that was up and running, it is just so easy and quick to keep an eye on spending and each account, using the mobile. Keeping in touch with family and friends is much easier, keeping in touch with each other when one is out is also good.

We would not change our bank just because of this. It is bound to happen sooner or later.

Fingerbobs

Just to throw another option in - I ordered a free SIM card from the EE web site about 2 years ago, stuck it in my spare phone, and it receives texts and calls perfectly. Obviously I can't send texts or make calls because I've never added any credit to the SIM, but it continues to work perfectly for incoming comms. Cost me £0.00.

18cc

There is a chance they will allocate the number to someone else one day without warning.

reallydismayed

I have card readers from Nationwide and Royal Bank of Scotland, which you use with your debit card and online banking.

I don't know if they are still issuing them to new customers.

Ergates

langmk wrote: »

yeah i tried co-op they said i wouldnt require a phone number, ill look into them. as you said i guessed halifax were telling porkies and wondered if anyone had any options


cheers!

Stuart_W wrote: »

All banks are not insisting on mobile phones. They lied to you.

They weren't lying, they were wrong. They're Halifax staff, they will only really be familiar with Halifax products and policies.

In general, *most* banks are (currently*) using OTP to mobile as their main method of SCA step up. Calling them liars because they didn't know that a very small number of *other* banks are offering alternatives is more than a bit of a stretch.


* I saw "currently" because the EBA did announce that OTP to mobile doesn't actually fulfil the security requirements of SCA, so shouldn't be relied upon. However, they announced it so late in the day that it was way too late for the banks to change the systems they'd already built. It may be that they (the EBA) insist that banks migrate onto other methods of authentication over time.

Ro2124

18cc wrote: »

You could also try First Direct they do authorisation by a dongle keypad thingy

yeah a while back a bank offered me one of those but beware, they aint called Banksters for nothing! There was a monthly charge for that, so if Dongle aint free, in the long run probably better getting a cheap "pay as you go" mobile

born_again

Ro2124 wrote: »

yeah a while back a bank offered me one of those but beware, they aint called Banksters for nothing! There was a monthly charge for that, so if Dongle aint free, in the long run probably better getting a cheap "pay as you go" mobile

First Direct do not charge for the secure key.

Fingerbobs

born_again wrote: »

First Direct do not charge for the secure key.

They don't charge the monthly fee on their current account any more either.