Is this house non standard construction

steve99990_4

Hi all

Im looking at buying a house (link below) similar to this coach house and want to know if this is regarded as a "non standard construction house" before i go any further. I was told by a friend who does not work in the house building industry that this would be hard to get a mortgage on because underneath the cladding which i believe is vinyl is a wood frame. The house was built in 2015. Also does it matter if the house is clad 100% or 50% clad like some others i have seen.

Can anyone tell give me an answer from the picture please.?



https://www.onthemarket.com/details/7922083/

Thanks in advance

diggingdude

I can't comment on the construction but don't be fooled by if saying detached if someone else has a parking space under you and is free to rev the engine non stop

Owain_Moneysaver

Timber frame isn't considered non-standard construction by all lenders these days, although the vinyl cladding is less acceptable. Not all lenders will accept it (lenders usually prefer timber frame with brick facing), but enough should, as a major builder wouldn't last long if they built unmortgageable houses. Some lenders won't like the flat being over carport/garages either.

If you have a high deposit for good loan to value that will help. You'll probably need a good broker.

Most importantly it's still within its NHBC warranty and you/ your solicitor should check whether this will cover the cost of cladding replacement if required.

EssexGirl

Not being funny, but it's not really a "house". More like a flat. I think it's been over described by the estate agent.
I'm sure there is much more on the market that is better value than that in Laindon. Plus it's a hike from the station.

chunkytfg

EssexGirl wrote: »

Not being funny, but it's not really a "house". More like a flat. I think it's been over described by the estate agent.
I'm sure there is much more on the market that is better value than that in Laindon. Plus it's a hike from the station.

Not to mention the fact that you'll only have use of 1 of the cart ports(probably the one with the blue Focus ST in it) one will be for a neighbour and lastly and more importantly the middle one isn't even a car port! It's a tunnel for access to the rear meaning constant cars in a out driving under your home!

Bargepole springs to mind!

daveyjp

Timber construction isn't that unusual. A development has just been completed near me, all are timber framed and all have sold.

However that particular property brings with it lots of questions. Parking situation, flying freehold above the access to the rear, none of those streets look to be adopted, where does responsibility lie for ongoing repairs?

If it is freehold don't assume you are free from other contractual payments. See other threads about 'fleecehold', rent charges etc.

BikingBud

Accommodation over a coach house is were the footmen used to live along with the other servants:(

Suggesting this is a good buy shows how crazy the housing market in the UK has become.

Next thing they'll be saying the cave behind the waterfall is a spectacular space with a wonderful ensuite bathroom:eek:

Skiddaw1

Actually, I rather like coach-house properties. They're a wee bit different. Somewhere between a flat and a house. I think I would have been happy with one in my younger days.

davidmcn

BikingBud wrote: »

Accommodation over a coach house is were the footmen used to live along with the other servants:(

Suggesting this is a good buy shows how crazy the housing market in the UK has become.

In cities which have mews properties, they've been a popular option for a long time (probably not that long after they got rid of the horses).

chunkytfg

When I was younger and single I always said my perfect property would be a triple/quad garage with a 1 bed flat above it but i'd need to own all the garages and the freehold with no restrictions

steve99990_4

Thanks for all the replies.

Im less concerned by the fact that they are timber framed now, so thanks for the information

Like Skiddaw1 says i quite like the fact that they are a bit different. The reason i like them is because im a flat/apartment person and this is the closet thing i can get without paying ridiculous service charges/ground rent as it is freehold.
There are some of these coach houses that do not have access to a car park behind but instead have carports only. The neighbour owns the lease hold to the carport.
Having looked around the area today, i would say that approx 50% of these coach houses are for sale which does ring alarm bells. Perhaps they are just over priced. I will have to have a hard think about what to do next

Like daveyjp mentioned there is a estate charge of £100/ year

Thanks again for the info