Mortgage free and finally in a forever home

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  • TallGirl
    TallGirl Posts: 5,455
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    Back from last trip to the office working from home next two days. Nice trip but knackered now.

    Plastere starts 6/1 probably best as we won't be there also get time to move stuff around a bit. Carpenter can do new ladder and tart up loft hatch so better then nothing.

    Still need a sparky but after Xmas had enough now.

    Got two more Xmas present today and need to get something sorted tomorrow from my mum to dg, all been on expenses but did buy dinner tonight a Greggs chicken bake in Iceland cheap though. Also won 5 stamps in one go at Nero now have three free drinks. Need to bring my own mug I would get more that way. Need to buy one first.

    Dg is on her way back she's tried the hot tub it's all good. Can't share more pictures as used my photo bucket allowance.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,455
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    Furniture got moved and is now in the house which is such a relief. Got some presents wrapped well two for dg and rest put in suitcase. Dg keeps saying she's not up to going but I'm not leaving her on her own so I do really hope she's going to make it.

    Tired even though I've worked from home and not done a lot meeting on the phone with manager tomorrow need to do a few bits incl write some actions from the meeting yesterday.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,455
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    Not much work done today and manager said we could finish early. My job isn't busy yet so all good.

    Packed just hope dg can take some of the presents. Eaten so much crap put on so much weight it's horrible. Still after New Year all go doe bootcamp and back into that gym we'll get into new gym.

    Got all my presents sorted out DGs arrived today but took a picture of it as it was too big to take over, and it was a bit silly as won't need it. Not sure I have enough clothes but all ok. Need to buy a birthday present for my friend in Denmark and something for my dad but can do that Sunday. maybe even look SATURDAY, look forward to seeing the family just hope dg is ok. Going to be hard for her this up year without her mum.

    Onwards and upwards take care all.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,455
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    Wow time flies it's now almost new year. Christmas was good relaxing and nice to see the whole family and spend time together. My sister hosts everyone for 4 days then we went back to my mums did some more shopping, bags full but nice stuff as presents for the house. The hot tub has been used twice it's amazing. Love love love it fab using the garden in winter.

    Tired tonight will update later. Hope you al had a nice Christmas.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Great to hear its going well, Happy New Year TG
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • TallGirl
    TallGirl Posts: 5,455
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    Happy new year to you too Moneyfordreams hope you're feeling better.

    Work was slow yesterday couldn't concentrate and the office was dead. Been allowed to work form home today which is great even if I couldn't go down to the house. We will be going down tonight after dinner my friend is still down there then back Monday morning. Next week I Get to go down Thursday getting lift with my friend so we don't need to bring both cars up.

    MBNA awarded my exDH £461 in PPI they took £50 for tax but might be able to claim that back. Nice bonus I do remember him having it when I moved to the UK and I got him to cancel it. I'll spend it wisely one something nice for me or the house.

    Dg is really struggling again obviously it's the time of year and not having her mum around. She is cancelling golf on Sunday which is such a shame as I know she'd have enjoyed it. Her knee is bad but she's not doing anything about it but does have physio next week. She claims she doesn't like her job but I think it's just going back to work after the holidays.

    Best crack on with work got a conference call soon.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,455
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    edited 3 January 2020 at 4:04PM
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl
    TallGirl Posts: 5,455
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    I am not sure if they will download properly or not we shall see.

    Got the son of our hairdressers coming out tomorrow to look at loft hatch. Other carpenter could only replace what was there nothing else so not really what we wanted as it is so small the hatch.

    Also got a recommendation for an electrician hopefully he will come Friday to take a look that is really next step after plastering on Monday. Forgot to write that we had a structural engineer out and the kitchen wall isn't load bearing so we can just rip it out which will be a lot cheaper obviously. Only spent £75 on wall so far and plastering is less than £500 so all good.

    Sad news on Legal Research and Client care the courses have ended and its £116 for each to extent. Now I really should do this as I am so close and then if I ever want to do the rest I can. Maybe the PPI money could go towards that money I never really had.

    Almost 5pm dinner then down to the house cannot wait. Have a lovely weekend all.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • vandanfc
    vandanfc Posts: 2,025
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    TallGirl wrote: »

    Sad news on Legal Research and Client care the courses have ended and its £116 for each to extent. Now I really should do this as I am so close and then if I ever want to do the rest I can. Maybe the PPI money could go towards that money I never really had.

    Sounds like a prefect use for the PPI money. x
  • TallGirl
    TallGirl Posts: 5,455
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    Plastere working on house today, quote for loft hatch £290 incl the actual ladder the other guy wanted £100 and we had to by the ladder just a pure replacement not enlarged and able to pull down. My table will cost £15 to fix so that's good news too. I can get that sanded and treated and looking nice again.

    Electrician will quote soon for all of the work he seemed great. Also got confirmation that my friend will do the windows and another friend will quote for the building work on the kitchen. He is excellent so very happy with him taking a look next weekend.

    DGs uncle will do the painting so we should now move forward quite quickly.

    Approved to work from home this Monday so that's me at the house Thurs to Tues next week so nice.

    Spent £117 on hot tub bits over the weekend they were filters and chemicals much needed. Will last two years the filters maybe even three,

    Dg on her way home easy dinner of hm cottage pie bulked cooked a while ago and lunch ready for tomorrow 1/2 jacket with bolognaise sauce.

    £50 win on the premium bonds as well.
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, Balance Feb 24 £41,650 (Wins, Jan £200 Feb £150) 
    Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

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