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Can I still drive my nans car?
Comments
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I agree with CAR54 as if they cannot insure her due to the driving licence having expired how can the policy continue until the renewal date rather than being ended immediately?Jeannine
Sorry, I thought it was clear - she doesn’t have a driving licence (any more), therefore she cannot have a car insurance policy...0 -
Well, that’s Direct Line’s policy I guess.
Please don’t go on at me - it’s the truth and I was just trying to be helpful0 -
Surely, licence or not, the owner should be able to insure their asset, as they have insurable interest.
It might need a conversation with the insurer, or a specialist, but I don't think it's impossible.How's it going, AKA, Nutwatch? - 12 month spends to date = 3.24% of current retirement "pot" (as at end December 2025)0 -
OP probably the simplest, and best, solution is to get yourself added to your Nans policy.
Probably not cost much more than an admin fee.
If you don't find joy in the snow,
remember you'll have less joy in your life
...but still have the same amount of snow!0 -
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Why not?Sorry, I thought it was clear - she doesn’t have a driving licence (any more), therefore she cannot have a car insurance policy...
The car is insured. The car is registered as insured on the MID. If the car is parked on the road it is legal. Any named drivers can drive it. Anybody with DOC cover that requires the car to be insured can drive it.
She, obviously, cannot drive it - but not because it's uninsured, because she doesn't have a licence.
If she renewed her licence tomorrow, would she be able to drive it? Yes.0 -
On any car insurance application, the insured has to confirm they hold a current driving licence.
If that licence lapses, then it will be a condition of that insurance to declare it to the insurer, just as you would if you receive a conviction.
The only definitive answer can be given by the insurance company as to what remains in force regarding the "Nan's" policy.0
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