📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Moving forward and upwards

Options
19394969899528

Comments

  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I did finally take your advice on the stool Skinty! 

    Clootie is so nice, the shops don't always have it in and we've not yet extracted the ingredients list from TomBo's aunt to try and make it at home. Which might be a good thing as I wouldn't eat anything else 🙈
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on sorting out the tax and your fab bargains. Hope meters sort soon.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you SH. I felt like a normal human being shopping yesterday, rather than thinking must save every penny. That helped with my decision to keep a bit of pocket money each month.

    It's been raining today, so lunch was cancelled. Instead we popped over to see SIL, OH and mini me, plus the little furballs. Took a load of goodies over for the furballs which they tucked into. I've offered to help SIL sell a load of mini me's old things.

    I've been in the garden, did a little to the patio and TomBo worked on the tree stump. I need to find my warm outdoor clothing for when I go out again.

    We are having beef with homegrown carrots and beetroot, plus shop veg, tonight.

    Tomorrow I will be reading some more of my magazines and relaxing 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Irenadler
    Irenadler Posts: 884 Forumite
    500 Posts Third Anniversary Name Dropper Combo Breaker
    So glad you treated yourself, and savvy shopping too! 
    At least you got to see family, and the furballs can be safe in the knowledge they aren't on the menu....

    Yes, I figured it out, it's mousse!  :D 
    "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
    "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'

    Dog's 'Pot o' Gold' = £23.85
    Household maintenance = 0
    Prolific Academic = £41.64
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hello glad it's a mousse and not a mouse!. I am so sorry about the hassle with the utilities what an utter nightmare. Well done on treating yourself, the tomtato chutney and also lovely food. I am v envious. It is freezing here tonight i hope you are ok up north. 
    Aiming for a minimal spend 2022
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great you got to see family - we aren't allowed where we live currently. It's amazing what we all took for granted before.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    Well done for sorting the WFH tax! I think I'll sort mine out over the Christmas break since we're not going back into the office any time soon.
  • Irenadler
    Irenadler Posts: 884 Forumite
    500 Posts Third Anniversary Name Dropper Combo Breaker
    Great use of your spare space - I can see it becoming your extra cupboard for a pantry. All those home grown goodies turning into pickles, chutneys, jams, yum! :p 
    "...when you have eliminated the impossible, whatever remains however improbable, must be the truth..."
    "Mastering a low budget lifestyle now, means you are set for life" quote by 'Miss Babs'

    Dog's 'Pot o' Gold' = £23.85
    Household maintenance = 0
    Prolific Academic = £41.64
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.