Insurance claims FOB-off remedies
edited 30 November -1 at 1:00AM in Insurance & Life Assurance
5 replies 533 views
In the event of a claim on one's buildings / contents policy it is common practice for the insurance company to send round an "assessor" - to assess the validity of the claim and the extent of the damage. It is no secret that the assessor's task, as a representative of the co, is to "negotiate" to minimize the liability of the insurer rather than to take a totally objective view. If the assessment is judged to be unfairly biased, is there a practical way in which the insured householder can get a truly independent view as a basis for a fair settlement with the company? Without going to the hassle and extent of getting the Financial Ombudsman involved (who I suspect don't really want to get bogged down in the nitty gritty of individual claims).
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