My accountability Diary for £42k!!!!

KellyAS · 2 December 2019 at 3:11PM

Income:
Wages: £3251.94 £3251.94
Maternity: £594.72 594.72
Child Benefit: £137.60 £137.60
Business income: £300 £201.40
Total: £4284.26 4185.66

All bills: £1346 (I round everything up to the nearest £ and keep the extra in the account, hoping to build up a decent amount over time in case we get any larger than expected bills. This also now includes £115 saving for annual payments) £1106.40
Debt payments: £564 £860.13
Dog account £125 £125
Gifts savings £100 £100
Fuel £300 £45.57
Groceries £300£114.31
Medication £13 £16.99 Mr K renewed prescription
Cars £50 £25.79
House £50
Clothing £20
Emergency Fund £50
Entertainment £30
Eating out £30 £17.52
Childcare £4 Should have been £7 due to snack pot donation £5.00
Cash £55 £20 Mr K gets £10 per week frivolity spending, I will try to manage with £10 for the month
Business £43 £7.00
Total: £3080 £2443.71
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Had a good fair yesterday. Made 2/3 of my target which is ok considering it wasn't as busy as previous years. I also have some orders to fulfil so should be able to make my £300 target by Christmas.

Mini me 1 had night terrors last night so been up since 4am today

Mr K on nights this week, hoping it's not going to be a bad week of sleep!

Saw my Grandad and he is doing better mentally, no longer confused but no idea how long he'll be in hospital for

he just wants to g home & my Nan is very lonely even with carers, nurses & family visiting I guess it's not the same.

Plans for this week:
*just did online shop to be delivered Wednesday
*go to local market tomorrow for biscuits & to pay Christmas fair money into Post Office
*take bits to charity shop
*get nephews Christmas presents
*list leftover stock on website
*get Mini me 1 to write letter to Santa
*post letter to Mini me's grandparents
*list bits on selling sites
*find out what toys are in the loft suitable for Mini me 2

I eat Oatibix for breakfast & they are usually £3 per box but are on offer at the mo for £4 for 2 boxes so I am stocking up :T I already got 4 last week, ordered 10 this week & will try to get another 10 next week. That should keep me going for the next 6 months or so :rotfl:

Dog food delivery arrived on Saturday. Fussy git won't eat it though so I'm going tough and just gonna keep giving it to him until he's hungry enough to not be fussy! I can't afford to keep chopping and changing. It wouldn't be so bad but he gets very hangry and starts mouthing! And he has a big mouth! His freezer is now full so he'll have to lump it.

Put a big batch of chicken in the slow cooker today with a bottle of BBQ sauce and some chopped onion, hoping to make pulled chicken burgers for dinner. Found some bread rolls in the freezer to use up. I then plan to freeze some of the chicken for another time, I think I can get about 4 or 5 meals from it

KellyAS · 3 December 2019 at 8:58PM

So this year I have been very organised, sent my Christmas cards off today! Don't think I've ever done it this early! I had loads of cards left from last year so didn't cost me anything for those but I did need to buy a 12 pack of 2nd class stamps. I have one to post to my Aunt & Uncle in America but will see if I can put it in with my Mum's card, it's only small so should be ok.

I did forget to pay my Christmas fair money into the Post Office but need to go back anyway so will do it then. It's walking distance so no fuel cost. Posted Mini Me 1's letter to his grandparents.

Listed my marshmallows last night & already made £40.50 plus waiting for another invoice of £30.60 to be paid so well on target to make my £300.

Grandad has gone downhill again. Was very confused yesterday and in a lot of pain. Dr said he has only got weeks left.

Mini Me 1 has not been sleeping well, up at 4.25am yesterday then 4.50am today. I'm pretty tired! Think he's coming down with a cold too. Need to apply for schools for him this week I think.

Right, Holby City time!

KellyAS · 3 December 2019 at 9:03PM

oh, and we are now sub £41k :j:j:j:j

KellyAS · 4 December 2019 at 10:31PM

Feeling very rough today, headache, sore throat, aching everywhere

Last night baby had me up from 3.30am then 4 year old up at 5.30am, previous night 4 year old was up at 5.25am then the night before 4.50am :eek::eek: Mums having him tomorrow night so I can get some rest as hubby is on nights this week.

Food delivery today, under £60 so doing ok. Have been given £100 for the boys for Christmas so need to move that into Mini me 1's savings account & open an account for Mini me 2, just need to find his birth certificate.

£16.60 more made from my marshmallows today, invoice from yesterday has been paid and expecting a further £3.30 on Saturday so that takes my total earnings to £292.40, 3 more bags to go and I'll hit my target :T

Right, need to get some rest in case of another pre dawn wake up :undecided

KellyAS · 13 December 2019 at 10:54PM

So updating daily hasn't really been possible! But I have been keeping track of all spends and we are doing ok.

Tesco credit card is now clear! Whoop! The cards are in the freezer (just in case we need to use them for a new 0% deal next year when some of the other deals expire) but pin numbers are gone and I never used them for online purchases so don't have the details saved anywhere.

Am really hoping we can end the year sub £40k, that would be AMAZING!

Oh, I've also had an awesome business woman offer to mentor me for 6 months next year for free to help improve my business! I am so excited! She is amazing and wants to branch out into mentoring people so has offered me free mentoring in exchange for feedback! How cool! I have so many ideas, just need to find the time now. If I could get £1k per month incoming I would be very happy, that would cover all our debt payments.

My Grandad isn't doing too good

he's now been moved into a home. I haven't been able to see him for a couple of weeks as I've had a nasty cold but hoping to see him on Monday.

Off to see Santa tomorrow with Mini me 1 & 2 and their cousins.

KellyAS · 15 December 2019 at 10:20PM

Not had a chance to do a complete rundown of this months spending so far but all bills have been paid, all debts paid and we have about £400 left in the bank. Add the £700 I have already paid to the credit cards a the start of the month and the profit I earned from the Christmas fair we had more than the £1200 I anticipated so I think this has been a pretty good month spending wise. Need to buy a few last minute bits for Christmas dinner next weekend as only just found out family are coming but we should be within budget this month, yay!