Student Living with partner

Atomised

Life really sucks , don't you think?

pixiedust_2

Will you be living with him full time (during term and holidays)? If so, your maintainence grant/loan will probably be lower, as it would be counted as living at home while studying.

CIS

You would lose your Council Tax exemption (unless you live in a hall of residence)

Broke_Student

If I move in with my boyf , why do I have to mention it on forms?

If they do want to know then it's because it is possible, very likely infact, that he subsidises your living costs in some way, i.e. not charging you rent, buying the food, having a car etc...
The likelyhood of him doing all this depends on how much money he himself earns so they will also ask for his income.

Why would he be expected to fund me?

Because he is your partner. That's what partners do sometimes.

Would it make a difference to any funding I would receive next year?

Not sure if his income counts as 'household income' which affects loans. I wouldn't think so...

By the way I can't see why you cannot just say you are moving in with a mate or just being a lodger in someone elses house - I doubt either of these two cases affect student loan amounts.

dmg24

[STRIKE]His income would be counted towards your loan/ grant entitlement. It is based on the theory that couples share all bills and support each other.[/STRIKE]

As you have helped him in the past, turn the tables, let you be the kept one this time (I wish I had someone to keep me!) x

Edit: No, I'm wrong, their income is only counted in you are in a civil partnership! x

http://www.studentfinancedirect.co.uk/portal/page?_pageid=53,1260694&_dad=portal&_schema=PORTAL

roxalana

Atomised wrote: »

If I move in with my boyf , why do I have to mention it on forms? Why would he be expected to fund me? Would it make a difference to any funding I would receive next year? Or should I just move in with him and not worry about the cost He works full time and studies part time. Any advice would be welcome from students who live with a working partner. Answer on here or via pm , I don't mind

Depends how old you are!

If you are under 25, it makes no difference for your student funding. If it is just you and him in the property, the council tax for the property will still have the 25% single persons discount if you show your council tax exemption cert for being a student - it is up to you if you share the council tax cost with him or make him pay it himself! More complicated if it is a shared house with other people).

If you are 25 or over, if you move in with him your funding will be based on his income. You are obligated to tell your LEA if your circumstances change (by moving in with him) as you signed to say you would inform them and its fraud if you dont... That said if you get full support now and he earns less than approx £16k (before tax) it won't make much difference anyway.

roxalana

dmg24 wrote: »

[STRIKE]His income would be counted towards your loan/ grant entitlement. It is based on the theory that couples share all bills and support each other.[/STRIKE]

As you have helped him in the past, turn the tables, let you be the kept one this time (I wish I had someone to keep me!) x

Edit: No, I'm wrong, their income is only counted in you are in a civil partnership! x

http://www.studentfinancedirect.co.uk/portal/page?_pageid=53,1260694&_dad=portal&_schema=PORTAL

if you are over 25 his income will count regardless of whether you are married/civil partners.

If you are under 25, marriage or a civil partnership means your spouse becomes your sponsor rather than your parent(s) so his income would count (if you are not married his income does not count)

Phew!

Noctu

I was in this EXACT same situation (and still am!)

Rest assured, if you are under 25 and not married/in a civil partnership with him (and I'm assuming you have no kids either), your loan will NOT be assessed from him. There are a fair few people working for the SLC who I talked to, who don't seem to understand this - I had a right carry on last year when 2 seperate people from SLC told me it was assessed from OH's income.

roxalana

Atomised wrote: »

I don't have children but I am 28 ,so too old to live with my partner without financial penalties. I hope someone challenges this rule. Why has it been judged that being over 25 means you need LESS money? If I was 21 and living with a partner , would I really need more money? I doubt it.

It's not less money it is just the age when students are deemed to be independent from their parents. Up to age 25 students living with partners have the support assessed on their parents income.

Though as I said earlier if he doesn't earn over approx £16k (depends on funding system) it won't make a difference. If he earns more than that and isn't going to pay his assessed contribution then perhaps you ought to wait to move in together until after you graduate?

roxalana

Atomised wrote: »

Why penalise people for being aged over 25?! I thought we had laws against ageism .I'm not sure when/if i'll be moving in with him, I might be needed elsewere now. Would it be different rules during his PHD when he works part time?

Presumably if he works part time he will be earning less than £16k so you would qualify for full support?

His contribution is normally assessed on income earned in the tax year that ends in the April prior to the start of the academic year (e.g. academic year starting Sept 2007 was assessed on income earned in the tax year ended 5th April 2007) BUT if he thinks his income will drop by 15% or more in the following tax year you could ask for a current income assessment.