UC and children's savings.

Rubyroobs

Can anyone please clarify whether children's savings are counted towards capital limits for UC ? I understand that accounts such as junior ISA's which a child cannot access until 18 would not be counted, but what about savings accounts with a child's name on and the parents name which can be accessed by the parent ?

NedS

See Advice for Decision Makers (ADM) Chapter H1 Capital H1077:

Capital owned either legally or beneficially by a dependent child or qualifying young
person is not to be included in the capital of the claimant 1 . However, the DM may
still need to make enquiries about such capital if it appears to be owned by the
claimant but is actually beneficially owned by a child or young person for whom they
are responsible.