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Has anyone else lost the plot ??

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  • oh no moz! Are you still gonna manage to get your 250 now?! Back to OP I think we all do it sometimes & I think its a kind of DFW rebellion! Its not too lateto take things back though and we have to remember that at times we do actually have to buy things! At least now we DO panic which we'd never have done before would we eh! Just reign in the spending ow to make up for the splurge and try & look at what brought on that particular event so that you can avoid being in same situation again! Onwards & downwards!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • pippo
    pippo Posts: 3,891 Forumite
    Part of the Furniture Combo Breaker
    This is another me too!!
    After months of no unnecessary spending (thanks CAFCgirl) I did the Debenhams Christmas shopping night!!
    Yes I had planned to go - with my list - and take advantage of the 'up to 25% off' I did get some bargains like I planned, but also bought 2 cardigans, a pair of trousers, a manicure set and 8 pairs of knickers for me! Worse than that - I opened up a new credit card with them to get the extra 10% off!
    Like some of you others it seemed like when I started I couldn't stop.
    I know I can pay the bill as I am getting a back dated payrise next month, but that should be used for the existing debt.
    Need to learn from this one.
    Pippo
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Yep, I do it every Christmas, pass through the doors of Tesco and Asda and get taken over by some sort of insanity.

    Not this year though. I am making a menu plan and sticking to my shopping list. No more "just in case" buying of food. I always have enough in the freezer to feed anyone who drops in, so there is no need for it.

    I spent £120 in Tesco on Christmas food last year. With my normal shopping head on I could feed the three of us for a month on that!

    Planning, planning and taking only cash with me to Asda. I think that will be the answer this year.
  • I'm just as bad. I bought a new bed, which was desperately needed, I couldn't cope with the back ache anymore. Any normal DFWer would have stopped there, not me, I bought:
    1. Voile Panels
    2. New bedding
    3. Curtains to match bedding
    4. Bolsters to match bedding
    5. Bed cushions (x2) to match bedding
    6. Curtain pole (logic behind this was that the new bed was metal and the old curtain pole was wooden)
    7. Curtain holders
    Cost?? Who knows? I daren't add it up!! I almost bought some wardrobes, too, and would have had they been in stock :eek:
  • How glad am I this has been posted :o This month has been a nightmare. We had to buy a new fridge freezer. Then the phones stopped working so I went to Mr Tescos but instead of buying cheap ones, bought nicer ones :rolleyes: , then had a clear out and realised DD had grown out of her clothes hence why she is wearing the same thing day in, day out.......so took her shopping today and spent more than ever had dared.

    DH has had a slight bonus this month but some had to go on CC as it's the end of the month, am hoping to clear the additional CC by Feb though without affecting my current borrowings:rolleyes:

    We have also forked out for a new sensor for the heating, only for the other one to work again - and now all boxes, wrapping etc binned from the other as it was neatly put up on our wall.

    I am getting on ebay this week and getting some money back to pay for the above..............
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    Just cant believe how one spend leads to another then another etc etc

    Bit like me with the chocolate biscuits then:confused: I hope all these naughty lapses have been reported in the confession thread!;)
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    I think the thing is that even if you KNOW that there is loads of hype about extra % off extra, AND you KNOW that it is designed to get you in the store, you still think BUT IT WILL BE A BARGAIN! Even though it isn't needed.

    Me I haven't done this yet, but on the other hand we saw a load of xmas presents today, which I will discuss with my in laws to see if they want me to get them on their behalf.

    But I am waiting to see how much money I have in my various jars to add to my 'buying new clothes in the jan sales' fund, as I REALLY need some new stuff!
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • beemuzed
    beemuzed Posts: 2,188 Forumite
    Mortgage-free Glee!
    This so sounds like me - bought a couple of pressies and found myself adding stuff for me too. Thought, "well, I haven't had anything for ages, so..." Knew I shouldn't , but... glad I'm not alone.
    Resolution:
    Think twice before spending anything!
  • Mozette
    Mozette Posts: 2,247 Forumite
    What's so special about this Xmas thing anyway? :rolleyes:
  • Dunno Mozette lol. An excuse to spend spend spend for me ( and others I see). Feel much much better now seeing loads of people are being naughty at the mo. Will get my halo back on later tonight ready for tomorrow and be a good girly again x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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