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Insurance Refusing to settle

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Comments

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    FaizanKhan wrote: »
    He advised its my decision as i mentioned sibling willing to take the hit, but he did say my evidence should be enough if it does end up going prosecution route. But like i said ive never been involved with police and dont want to take that route, unless as a last resort

    It would be relatively unusual for an Insurer to push for a fraud conviction and the police to take it up in the circumstances you describe
  • esmerobbo
    esmerobbo Posts: 4,979 Forumite
    Part of the Furniture 1,000 Posts
    Is it me or does the OP's posts read that they know the car will never be recovered? It would solve a lot of problems if it was.
  • The whole story is literally (and by that I mean in the traditional sense of the word) unbelievable.

    Well done to the OP though for getting free assistance in getting the ridiculous story straight.

    Fortunately the insurance company doesn’t need proof to refuse to pay out in cases of fraud.
  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Is there a shade of darkness to this whole matter?
  • Geodark
    Geodark Posts: 1,049 Forumite
    Part of the Furniture 1,000 Posts
    DoaM wrote: »
    Is there a shade of darkness to this whole matter?

    Did they say if it was a Yaris that was stolen? you never know it could be caused by them not having brakes on the rear wheels :rotfl:
  • Hope it's ok to add this into the post. I'm new to the forums....In July, the handbrake failed on a car parked on our drive. The car rolled into our period farmhouse and put a hole in the shed attached directly to the back of it; the impact pulled the Victorian construct away from the house.
    we contacted the insurance company and they sent loss adjusters who finally came to inspect and offered us 75 per cent of the actual cost/ that is, 75 per cent of the cheapest of three quotes which we obtained. We complained, asking for the full amount, as the Victorian shed needs complete rebuilding.
    Their response wast to say that they now won't pay anything, we have to sue them or claim from our buildings insurance.
    is this right? has anyone else ever been in this situation?Can we complain to the ombudsman or are we compromised since the insurance policy doesn't belong to us?
    Any thoughts would be welcome
  • Car_54
    Car_54 Posts: 8,943 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    conniecat wrote: »
    Hope it's ok to add this into the post.
    No, it’s not. If you want to be taken seriously, which you should be, start a new thread rather than adding to this idiot’s thread.
  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I'm disappointed ... when I saw this thread back again I thought we were going to get a conclusion (made up or otherwise) to this saga. :(
  • Car_54
    Car_54 Posts: 8,943 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    alex_gom said:
    Hi everybody,
    So annoying when an insurance provider denies a refund... Good luck with it though!
    I'm sure that will be a great comfort to the OP, a year after his last post.

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