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Insurance Refusing to settle
Comments
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FaizanKhan wrote: »He advised its my decision as i mentioned sibling willing to take the hit, but he did say my evidence should be enough if it does end up going prosecution route. But like i said ive never been involved with police and dont want to take that route, unless as a last resort
It would be relatively unusual for an Insurer to push for a fraud conviction and the police to take it up in the circumstances you describe0 -
Is it me or does the OP's posts read that they know the car will never be recovered? It would solve a lot of problems if it was.0
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The whole story is literally (and by that I mean in the traditional sense of the word) unbelievable.
Well done to the OP though for getting free assistance in getting the ridiculous story straight.
Fortunately the insurance company doesn’t need proof to refuse to pay out in cases of fraud.0 -
Is there a shade of darkness to this whole matter?0
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Hope it's ok to add this into the post. I'm new to the forums....In July, the handbrake failed on a car parked on our drive. The car rolled into our period farmhouse and put a hole in the shed attached directly to the back of it; the impact pulled the Victorian construct away from the house.
we contacted the insurance company and they sent loss adjusters who finally came to inspect and offered us 75 per cent of the actual cost/ that is, 75 per cent of the cheapest of three quotes which we obtained. We complained, asking for the full amount, as the Victorian shed needs complete rebuilding.
Their response wast to say that they now won't pay anything, we have to sue them or claim from our buildings insurance.
is this right? has anyone else ever been in this situation?Can we complain to the ombudsman or are we compromised since the insurance policy doesn't belong to us?
Any thoughts would be welcome0 -
I'm disappointed ... when I saw this thread back again I thought we were going to get a conclusion (made up or otherwise) to this saga.1
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