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CCJ Question
Comments
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my other option is to try and track them down somehow. I am not paying the court a fee every single month for every single creditor. ...
Sorry, I was simply addressing the question you posed in your OP :cool:...
Can i call the court up and pay to the court directly who will forward the payment on? Will they have their new details on file?
Any advice on how i should pay this
Thanks
No one is going to provide you with such an additional service for nothing.
I would have thought with your historical experience of the county court, you would realise that every time their services sre called upon, it ends up costing you money.Well im not going to pay someone to clear a debt of £400. If it is relatively cheap for like £20 then that is fine but if its £100 or something then ile probabbly not. I will try the other methods and ile post a letter to the current occupiers asking them if they have a forwarded address
Via the AO, the court will charge you a maximum of £40 for administering the £400 debt, if you repay it in full. (As explained above, you may not have to repay it in full, and if that is what the court decides, then the creditor cannot cannot seek to enforce what is nor repaid)
There is a cap on the court charge of £500, depending on how much you actually repay to the court.
Or you can instruct someone to try and track down the creditor so that you can repay them, because as you said you "dont like leaving debts unpaid" , but that will cost you much more than £40; in fact you probably won't see much change out of the maximum £500 a court could charge you.
It's up to you.
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no its nothing i can contest. Its defo a warranted CCJ. Its for £400 and was issued in 2015. I half one half years to wait it off till it drops off but i dont like leaving debts unpaid so its more a moral reason then anything else otherwise i would wait till it drops
So you put the funds into a savings account, request any address update from the court and wait. If the creditor comes looking for the funds, you have them there, and you have made reasonable attempts to try and pay. Morally you make reasonable attempts to pay, though morally you pay debts when you first know it's a debt.
I'm puzzled as to why you are so keen now, I mean if you were the creditor and got the CCJ issued but the debtor had disappeared and four and half years later wanting to know how to cheaply track them down before the six years is up and they get away with it and without throwing further money on top of extra you have paid to the court already I can understand. However the creditor disappearing, a strange one, because how have morals changed in the last 4.5 years or before when the debt was gained.0
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