"Official" Thread for all of us waiting for a cladding report...

NewShadow

Stupid question alert!

I've been asked to confirm if the property I'm intending to purchase has cladding... I'm not sure how to answer. 

It's rendered, so my immediate response is 'no' - because it's not the type of cladding they're talking about - but render is a type of cladding, with the definition of cladding being "the application of one material over another to provide a skin or layer."

It's for a building insurance quote rather than the lender but I don't want to end up with my insurance invalidated should I need to claim in the future because I ticked the wrong box  

davidmcn

NewShadow said:

Stupid question alert!

I've been asked to confirm if the property I'm intending to purchase has cladding... I'm not sure how to answer. 

It's rendered, so my immediate response is 'no' - because it's not the type of cladding they're talking about - but render is a type of cladding, with the definition of cladding being "the application of one material over another to provide a skin or layer."

It's for a building insurance quote rather than the lender but I don't want to end up with my insurance invalidated should I need to claim in the future because I ticked the wrong box  

Nobody calls rendering "cladding". They mean prefabricated panels fixed to the side of the building. The insurers aren't worried about you setting fire to your pebbledash.

milhouse999

davidmcn said:

NewShadow said:

Stupid question alert!

I've been asked to confirm if the property I'm intending to purchase has cladding... I'm not sure how to answer. 

It's rendered, so my immediate response is 'no' - because it's not the type of cladding they're talking about - but render is a type of cladding, with the definition of cladding being "the application of one material over another to provide a skin or layer."

It's for a building insurance quote rather than the lender but I don't want to end up with my insurance invalidated should I need to claim in the future because I ticked the wrong box  

Nobody calls rendering "cladding". They mean prefabricated panels fixed to the side of the building. The insurers aren't worried about you setting fire to your pebbledash.

Unfortunately you are wrong. For the purpose of this discussion we are referring to Advice Note 14 and EWS1 forms, which does include rendered insulation systems.

Google 'Advice Note 14' and it's in the document.

Originally concerns were raised about 'cladding' however they have also encorporated rendered buildings in their assessment of being at risk.

davidmcn

milhouse999 said:

davidmcn said:

NewShadow said:

Stupid question alert!

I've been asked to confirm if the property I'm intending to purchase has cladding... I'm not sure how to answer. 

It's rendered, so my immediate response is 'no' - because it's not the type of cladding they're talking about - but render is a type of cladding, with the definition of cladding being "the application of one material over another to provide a skin or layer."

It's for a building insurance quote rather than the lender but I don't want to end up with my insurance invalidated should I need to claim in the future because I ticked the wrong box  

Nobody calls rendering "cladding". They mean prefabricated panels fixed to the side of the building. The insurers aren't worried about you setting fire to your pebbledash.

Unfortunately you are wrong. For the purpose of this discussion we are referring to Advice Note 14 and EWS1 forms, which does include rendered insulation systems.

Google 'Advice Note 14' and it's in the document.

Originally concerns were raised about 'cladding' however they have also encorporated rendered buildings in their assessment of being at risk.

Ok, though I wasn't interpreting the previous poster's reference to "rendering" as meaning a "rendered insulation system".

NewShadow

davidmcn said:

milhouse999 said:

davidmcn said:

NewShadow said:

Stupid question alert!

I've been asked to confirm if the property I'm intending to purchase has cladding... I'm not sure how to answer. 

It's rendered, so my immediate response is 'no' - because it's not the type of cladding they're talking about - but render is a type of cladding, with the definition of cladding being "the application of one material over another to provide a skin or layer."

It's for a building insurance quote rather than the lender but I don't want to end up with my insurance invalidated should I need to claim in the future because I ticked the wrong box  

Nobody calls rendering "cladding". They mean prefabricated panels fixed to the side of the building. The insurers aren't worried about you setting fire to your pebbledash.

Unfortunately you are wrong. For the purpose of this discussion we are referring to Advice Note 14 and EWS1 forms, which does include rendered insulation systems.

Google 'Advice Note 14' and it's in the document.

Originally concerns were raised about 'cladding' however they have also encorporated rendered buildings in their assessment of being at risk.

Ok, though I wasn't interpreting the previous poster's reference to "rendering" as meaning a "rendered insulation system".

*Sigh* 

Second stupid question alert...

What's the difference/how to I tell if this is 'render' or a 'rendered insulation system'?

Thank you both.

milhouse999

NewShadow said:

davidmcn said:

milhouse999 said:

davidmcn said:

NewShadow said:

Stupid question alert!

I've been asked to confirm if the property I'm intending to purchase has cladding... I'm not sure how to answer. 

It's rendered, so my immediate response is 'no' - because it's not the type of cladding they're talking about - but render is a type of cladding, with the definition of cladding being "the application of one material over another to provide a skin or layer."

It's for a building insurance quote rather than the lender but I don't want to end up with my insurance invalidated should I need to claim in the future because I ticked the wrong box  

Nobody calls rendering "cladding". They mean prefabricated panels fixed to the side of the building. The insurers aren't worried about you setting fire to your pebbledash.

Unfortunately you are wrong. For the purpose of this discussion we are referring to Advice Note 14 and EWS1 forms, which does include rendered insulation systems.

Google 'Advice Note 14' and it's in the document.

Originally concerns were raised about 'cladding' however they have also encorporated rendered buildings in their assessment of being at risk.

Ok, though I wasn't interpreting the previous poster's reference to "rendering" as meaning a "rendered insulation system".

*Sigh* 

Second stupid question alert...

What's the difference/how to I tell if this is 'render' or a 'rendered insulation system'?

Thank you both.

PM me, experience in this area!

MikeHu

Has anyone had success in obtaining an EWS1 and if so which company did you use? Our freeholder has finally agreed to obtaining one, but we can’t find anyone will to sign with adequate PI insurance 

live0love

MikeHu said:

Has anyone had success in obtaining an EWS1 and if so which company did you use? Our freeholder has finally agreed to obtaining one, but we can’t find anyone will to sign with adequate PI insurance 

Hey MikeHu.
May I ask for more details about PI insurance? Have you talked to any company?
My freeholder said they will work with qualified fire engineers, who are in high demand with half of them working for "local authorities". 

MikeHu

Our freeholder got a quote from Paragon, who were happy to do the testing, but said they would be unable to sign an EWS1 due to not having adequate PI insurance. Which I gather is the same for a lot of people. So as a residents association we’ve told our freeholder not to go ahead with the Paragon testing (as it’s just cost for leaseholders, without helping us be able to sell / remortgage). We’ve asked them to search for alternate companies/surveyors who do have adequate cover.

T_A_B

Here is a good one for you.
I'm seeking to buy a property in Metro Central Heights, South London.  This is a grade 2 listed building and the listing clearly states the property cannot have external cladding "MATERIALS: reinforced concrete frame with an exposed aggregate finish"

Mortgage valuer made the following statement (suggesting to me that they didnt visit the property and using boilerplate statements).

Valuer comments: The building incorporates a cladding system which may contain combustible material. The Building Owner and/or its agent, as the 'responsible person' under the Regulatory Reform (Fire Safety ) Order 2005, must produce a written statement, prepared by a suitably qualified independent professional advisor who is a member of one of the professional bodies approved by the Ministry of Housing, Communities and Local Government (MHCLG) in Information Note 1 (or any subsequent approved list), confirming that the subject property meets the requirements of the current guidance from MHCLG. In the event that the professional advisor identifies the presence of any aluminium composite material, we require the Building Owner and/or agent to produce written evidence that the external wall system complies with the testing regime described in BS8414 and with the BR135 classification.  

We supplied a full Fire, Health Safety Risk Assessment from a certified IFS company and it clearly states on Page 18/60 FHSRA-2019-50032-TT Grounds.PDF.

Paragraph 2.9.16 Is there render (section 8 of the guidance), cladding (section 4 & 5 of the guidance) or panelling (section 6 of the guidance) to the external walls? 
NO

We naively assumed this would be what they needed however they have now requested the following.

The Building Owner and/or its agent, as the 'responsible person' under the Regulatory Reform (Fire Safety ) Order 2005, must produce a written statement, prepared by a suitably qualified independent professional advisor who is a member of one of the professional bodies approved by the Ministry of Housing, Communities and Local Government (MHCLG) in Information Note 1 (or any subsequent approved list), confirming that the subject property meets the requirements of the current guidance from MHCLG. 

I'm totally at a loss at this point, since this is EXACTLY what the report states, there is no external cladding, I'm not sure what else we could do!