UKPCM Gladstones PCN

Le_Kirk

Check SPAM folders for replies from PPCs. It has been known,

Smeg_Head

Ok, think I may have balls’d up. The LBC was dated last week of September, I responded to that asking for a SAR and a request for 30 days, I didn’t think I had to do anything else until I received the response to the SAR?

Le_Kirk

If you check the NEWBIE sticky post # 2 and look for Bargepole's guide What Happens and When you will have a better idea of deadlines. You should respond to LOC just to say you dispute it, you can ask for a delay due to "seeking debt advice" but not for waiting for results of submitting a SAR. The results will be more useful to you at (defence and) Witness Statement stage. What you need to be on the look-out for is an official claim form from Northampton CCBC and react/respond to that - it cannot be ignored.

beamerguy

Smeg_Head wrote: »

Ok, think I may have balls’d up. The LBC was dated last week of September, I responded to that asking for a SAR and a request for 30 days, I didn’t think I had to do anything else until I received the response to the SAR?

A SAR is a request for information and not a reply to a LBC.

You still have time to respond and deny but don't expect a logical reply from Gladstones, they are not professionals.

But, you need to know on what authority they have to add on the fake £60. They will not give you a logical reason that applies to the law, that's when a judge can ask them about abuse of process

Smeg_Head

I did, but I thought I was doing everything as requested. Send a SAR to UKPCM, and request to hold to Gladstones, did I miss something else?

Smeg_Head

Sorry Beamerguy, my out of context response was to Le Kirk.


Thank you, should I repeat my original response letter to UKPCM and send it to Gladstones as a reply then?

Le_Kirk

Smeg_Head wrote: »

I did, but I thought I was doing everything as requested. Send a SAR to UKPCM, and request to hold to Gladstones, did I miss something else?

You missed the "seeking debt advice" because the PPC then has a duty to extend the deadline (or put the case on hold) for thirty days.

This is contained within the Pre-action Protocol for Debt Claims: -

4.2 If the debtor indicates that they are seeking debt advice, the creditor must allow the debtor a reasonable period for the advice to be obtained. In any event, the creditor should not start court proceedings less than 30 days from receipt of the completed Reply Form or 30 days from the creditor providing any documents requested by the debtor, whichever is the later.

BTW if you want to prevent seemingly "out of context" replies, just use the "Quote" button, then everyone will see that you are responding to a particular post.

Smeg_Head

Ok, just been going back through the correspondence and we were given the 30 days (they extended the [FONT=&quot]Pre Action Protocol period)[/FONT], that is up in the next week (I knew I must have created the reminder for this weekend for a reason).
So what now? A repeat of the reply I originally sent to UKPCM saying why we contest it, or do I just wait for the claim to drop through the letter box?

Coupon-mad

Why don't you just email UKCPM's DPO again and ask where your SAR reply is?

Smeg_Head

Good morning all
Last night we came home to find a claim form in our mailbox. We've been away and its dated 4th Jan so we're behind, by my reckoning we have to respond by Wednesday at the latest!
It's addressed to the keeper but they still haven't ascertained who was driving, and I haven't received anything regarding the SAR.
So what now? Follow the the MCOL guide to respond and start writing my defence?