Too old for a Lifetime ISA

MoneySavingSheps

I am 40, just too old for a Lifetime ISA, and not eligible for a Help to Buy ISA because I briefly had a joint mortgage 20 years ago, then was bought out by my ex partner, then the housing market exploded and I've never been able to get close to buying property again. Anyway, it means I'm not a first time buyer, so the HTB ISA is out too.

So are there any other options for oldies like me?
Thanks

bowlhead99

There aren't really any dedicate savings or investment products for people who have previously owned property and don't currently have any but would like to buy some more - if that's what you're hoping to find?

masonic

The Lifetime ISA can only be used by first time buyers to buy property, so if you were under 40 it could only be used for retirement. There are other options for this, such as pensions, which for many people are preferable to a LISA.

If you are looking for a scheme that will help you as a non-first time buyer to get back on the housing ladder, there are a few, for example Share to Buy and the Help to Buy equity loan.