CCJ Removal By Consent

Willing2Learn

Six years does fly by though...

xlnc99

Willing2Learn wrote: »

Six years does fly by though...

Only the good times fly by. The bad times feel like an eternity!

AndyPix

I don't see the point of this thread

xlnc99

AndyPix wrote: »

I don't see the point of this thread

Yet it was a intriguing of you to respond to it!

The points are simple

1 - i am asking if anyone has had a CCJ removed by consent
2 - i am explaining to people who are in similar situations how to go about doing it

After all this is a forum!

Willing2Learn

Willing2Learn wrote: »

Six years does fly by though...

xlnc99 wrote: »

Only the good times fly by. The bad times feel like an eternity!

You are slowing down time by your endless search for 'loopholes'...:cool:

[Deleted User]

6 years is perfectly fine.

The law on data retention for financial products is that information can be held indefinitely, and some organisations do - so even when CCJ's and Defaults have dropped off organisations can still "blacklist" you internally and choose not to have you as a customer.

JayAsh

I'm looking into this process at the moment - I gained a CCJ that came about due to a debt that I knew nothing about (I was out of the country for work). I paid the debt as soon as I found out about it.
I'm now looking at getting the CCJ removed as it was due to unfortunate circumstances and doesn't reflect my lendibility or financial situation at all.
The company that I owed the debt to has agreed to assist me with the consent order to remove the CCJ from my record - and why wouldn't they? It's no skin off their nose and they are helping someone out.
I now need to figure out how to go about the paperwork, i.e. is there a template "consent order" somewhere?

xlnc99

JayAsh wrote: »

I'm looking into this process at the moment - I gained a CCJ that came about due to a debt that I knew nothing about (I was out of the country for work). I paid the debt as soon as I found out about it.
I'm now looking at getting the CCJ removed as it was due to unfortunate circumstances and doesn't reflect my lendibility or financial situation at all.
The company that I owed the debt to has agreed to assist me with the consent order to remove the CCJ from my record - and why wouldn't they? It's no skin off their nose and they are helping someone out.
I now need to figure out how to go about the paperwork, i.e. is there a template "consent order" somewhere?

There are a few ways of doing the consent order, but generally most of the wording is the same. Google consent form templates and you will see a few of them. Pretty basic letters with about 4 or 5 bullet points. Ask the company to draft one out for you first if they will and sign it. Also have a look at leagle beagle forums - they have a few templates

AndyPix

OP, Im not sure why you think any company is going to allow you to remove a CCJ .. ??
On what basis have they agreed to this , and do you have it in writing ?


Im still confused

xlnc99

What are you confused about? A company do not remove any CCJ. They agree for an application to remove the CCJ by consent and then its filed to the court for the judge to see. Sometimes the judge agree sometimes they dont. A consent form is a statement that both parties agree for the CCJ to be removed. You dont need a reason on the consent form for it to be removed, you just need the company to agree.

Its standard practice. In my case i told them i did not receive the paperwork and would make payment upon agreement of the CCJ being removed. There are cases in which a CCJ has already been paid and a company has agreed for a CCJ to be removed.

Alll depends on whether you get the company to agree and whether a judge agrees. Nothing is 100%

All has already been submitted to the court so its past the writing stage, both parties have signed