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Cash In Lieu of Repairs

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  • Alter_ego
    Alter_ego Posts: 3,842 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    uknick wrote: »
    What VAT reclaim? Contractor is being charged by a non VAT registered person (I assume OP isn't doing this through their VAT registered business) so company won't be getting a VAT invoice from OP to claim against.

    Presumably the repair garage would be VAT registered.
    I am not a cat (But my friend is)
  • uknick
    uknick Posts: 1,767 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    But, they won't be charging the at fault contractor. If they were, the issue about the OP having to show an invoice is moot.

    Just to clarify, VAT can ONLY be reclaimed by a VAT registered business if they've received a VAT invoice, made out to them, from a VAT registered business.

    I tend to agree with the comment made earlier that the contractor wants to see an invoice to confirm the work was done for the amount stated.
  • Herzlos
    Herzlos Posts: 15,855 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Can you get the contractor to book it into the repairers directly and pay the deposit themselves?


    They'll still only pay what it costs, you don't have any opportunity to defraud them.
  • Belenus
    Belenus Posts: 2,755 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Herzlos wrote: »
    Can you get the contractor to book it into the repairers directly and pay the deposit themselves?


    They'll still only pay what it costs, you don't have any opportunity to defraud them.

    That could leave the OP in a situation where the contractor pays the deposit, the OP leaves his car at the repairer, the contractor then refuses to pay the balance and the repairer refuses to release the car until the bill is paid.

    OP, my advice is to inform your insurance company and let them deal with it.

    Not informing them could open up a future can of worms if they find out.
    A man walked into a car showroom.
    He said to the salesman, “My wife would like to talk to you about the Volkswagen Golf in the showroom window.”
    Salesman said, “We haven't got a Volkswagen Golf in the showroom window.”
    The man replied, “You have now mate".
  • If they have agreed an amount to pay you for repairs they are liable for then I would ask for this to be paid within 14 days of the amount being agreed.

    Sounds like you provided them with quotes and they have picked the cheapest. Their negotiation is done and now they need to pay up.

    If you provided an invoice higher than the agreed cost would they pay up? I suspect not.
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • Mistral001
    Mistral001 Posts: 5,428 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    This will probably be going through the contractor's own public liability insurance. It is they who are probably looking for this invoice.
  • AdrianC wrote: »
    If you don't do the repairs, there are no costs.


    The OP has had his car devalued by the damage so there is a "cost" to him. Depending on the age/value of the car and cost of repairs, you may be better off pocketing the money to cover the devaluation and selling the car "as is" for much less money when it's time to sell it on.


    Plenty of beaten up old cars on the road and parking suddenly becomes easier if you're not bothered about one more dent.


    It's not compo for the OP to be reimbursed for the devaluation of his own property by the actions of others.
    Signature on holiday for two weeks
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    The OP has had his car devalued by the damage so there is a "cost" to him.
    Not necessarily, and it's impossible to quantify anyway.

    Perhaps the OP is in the habit of running his cars into the ground then scrapping them - zero devaluation.
  • Thank you for all of your replies, much appreciated.

    My understanding as someone mentioned is that the claim is going through the firms public liability insurance which is why I've not notified my insurance company. The company admitted full liability on reporting it to them so there's no question of liability.

    The car itself is fairly new so I do fully intend to undertake the repairs, however as it's only cosmetic it's not an urgent one for me through which is a busy few months with my line of work.

    Essentially I just want to get the cash whilst it's fresh in their minds, put it to one side then pick it up in the new year.

    I guess one can only enquire.
  • caprikid1
    caprikid1 Posts: 2,436 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks for the update OP.


    I am disappointed that there has not been the question Leased or Owned , followed by its not your car that's been damaged.....
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