We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Is thia sale dependent on the seller completing the purchase of another property on the same day?
Comments
-
If you had applied the same amount of time you spent typing snowflaky replies to re-reading the sentence instead, you might have got further quicker.
It isn't a riddle. Just read the words and consider the meaning of each one. Then put them all together.
Now this is patronising. Flake on that!
0 -
There are plenty of ways to teach yourself that don't involve asking other people. Discussion forums are for either exchanges of opinion, or seeking advice about something unique where readily-available resources don't provide the information needed. If you want to talk about kind, it's not kind to expect others to spend their time typing in for the umpteenth time an answer to a question when you could have immediately found the answer by simply typing the same question into Google instead of the posting box here. Put "what is a chain in house buying" into Google gets you an abundance of clear description.comedyseeker123 wrote: »To teach yourself is also asking other people, hence why I’m on this board.
The reason for the "patronising" responses you're getting is because you're preparing to enter into what could be the biggest transaction of your life, and you clearly haven't done any research. That is unwise, and picking up a piece of two of the jigsaw puzzle from this forum will do nothing but give you a false sense of security if you don't read up on the basics first.0 -
comedyseeker123 wrote: »Ok thanks for the reply.
I do take offence when people/someone doesn’t know someone and people think they should automatically know it. Each one of us had to learn this information, so we either teach each other or teach ourselves. To teach yourself is also asking other people, hence why I’m on this board. You don’t know, what you don’t know.
Secondly, when people say “I don’t mean to sound racist/patronising/sexist etc” they often do and they should form their words so their meaning is clear.
In reply to people thinking this is a “basic question”, if someone was to say “are you in a chain?” I would understand that question straight away.
I’m also asking for full clarity on the situation because I asked if there was a chain, and the estate agent said no, three times. So now I learn I am part of a chain. So what should I be asking the estate agent - how big is the chain? Or should I approach my solicitor?
As a buyer I’m also annoyed that I ask questions through the estate agent who isn’t help liable for false answers. Surely there is a better way.
I just hope that the sales go through ok, or if they don’t I can still buy the house and she will move into rented accommodation/delay completion.
And yes I am grateful that people do respond to my questions. I do also find that some people do need to be kinder in their words or skip to the next thread.
Ignoring everything outside of the questions,
Speak to the estate agent and tell them the property info form their seller has filled out indicates there is a chain. Ask them to find out what the size of the chain is. If they just repeat back that there isn't a chain ask them to re confirm with the seller those details and come back to you(don't forget the Agent doesn't work for you so they will be inclined to answer any awkward questions to the favour of there client)
Secondly email your Solicitor along with CC'ing their assistant* into the email, asking for them to confirm the stars of the chain as you were led to believe there wasn't one. If you've paid upfront a sum of money to cover searches make sure your solicitor doesn't apply for them till the chain stars is established and confirmation that it is complete. Once they've confirmed the chain status is complete of that there isn't one only then should they be doing chargeable work otherwise you could find you'll be spending money to buy a house that the seller isn't in a position to actually sell to you.
*in my experience CC'ing the assistant will get you quicker responses than only emailing the solicitor directly.Those who risk nothing, Do nothing, achieve nothing, become nothingMFW #63 £0/£5000 -
comedyseeker123 wrote: »As a buyer I’m also annoyed that I ask questions through the estate agent who isn’t help liable for false answers. Surely there is a better way.
Here's something else you need to understand about the process. The estate agent works for the seller, not for you.
Buying a house is big, complex and expensive. I'm slightly amazed that you haven't done any research and are then being so rude to people who are not only telling you to do that research, but also how you can do it.
And at least you have the internet these days, when I bought my first house it wasn't there. I bought a book, just in case you are wondering how I did it!0 -
I’m 100% not being rude to anyone.
I just had the sentence “I’m not being X but....” because the person knows they are or they know their sentence could be interpreted in that way. Simple manners.0 -
The seller is selling on the basis of them buying another house.
If the house they are buying is withdrawn and not sold they MIGHT change their mind, they MIGHT want more time to start looking again.
The date of completion (when you get the keys) is dependent upon everybody else buying/selling in your chain agreeing a date.
The buying time MIGHT take a bit longer if there is a problem with the house they are buying.
It'd be ideal if you could find out: How many are in the chain? What sort of people/moves are they and are they the sort of sales/purchases that might cause a bit of a delay?
Shorter chains are most often best. Good/solid buyers and sellers, doing it for regular reasons are most often best.
You can't avoid who is in your chain, but you can be aware "uh-ho, they might be trouble". e.g. terms like probate, or divorcing couple might make your ears !!!!! up.
This is all: Absolutely and perfectly normal.0 -
With the OPs responses, I am sure there will be another thread soon with the results of the survey and the OP questioning every single 2 and 3 in the report.
Cannot wait.0 -
babyblade41 wrote: »Oh dear, yes we all have to learn but with this internet thing it's very easy to find anything you want to know.
Please do as much reading as possible and if you have already started the process make sure you have a good quality solicitor and not a churn out conveyancing outfit.
You will be shown the title of the property you are going to buy and you need to understand that what you see on the ground is what you see on the title
You can't blame everything on anyone else because of ignorance in the art of buying and selling, it could be a very costly mistake
You've made 36 threads asking for help. Pot, kettle. black.0 -
With the OPs responses, I am sure there will be another thread soon with the results of the survey and the OP questioning every single 2 and 3 in the report.
Cannot wait.
Why would I do that when I can ask the survey for their opinion after I've spent hundreds of pounds paying for them to go to the house? Also are you going to comment on the numerous threads started by buyers asking for help?
Again, I don't know why people are so 'touchy' about this subject. Superiority complex.0 -
PasturesNew wrote: »The seller is selling on the basis of them buying another house.
If the house they are buying is withdrawn and not sold they MIGHT change their mind, they MIGHT want more time to start looking again.
The date of completion (when you get the keys) is dependent upon everybody else buying/selling in your chain agreeing a date.
The buying time MIGHT take a bit longer if there is a problem with the house they are buying.
It'd be ideal if you could find out: How many are in the chain? What sort of people/moves are they and are they the sort of sales/purchases that might cause a bit of a delay?
Shorter chains are most often best. Good/solid buyers and sellers, doing it for regular reasons are most often best.
You can't avoid who is in your chain, but you can be aware "uh-ho, they might be trouble". e.g. terms like probate, or divorcing couple might make your ears !!!!! up.
This is all: Absolutely and perfectly normal.
Thanks. I will call the estate agent and see what her reply is. Maybe also look for chain free houses haha. I'm quite annoyed as I did instruct a mortgage advisor (previous sale) and she wasn't helpful.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards