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When do I have to inform insurer about motoring offence?

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Comments

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Why else would you refuse to provide a sample?
  • Jumblebumble
    Jumblebumble Posts: 2,025 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    AdrianC wrote: »
    Why else would you refuse to provide a sample?

    No other reason but if you don't then people can only speculate how much is in your system
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Indeed they can.

    But so long as it's been stated up front, I can't see any great issue. I presume this is tied to refusing to pay for a claim where the driver's above the limit. So you'd be free to claim the term was unenforceable in court when they pursue you for the debt...
  • Swipe
    Swipe Posts: 5,742 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Would you have to notify them if you you attended a speed awareness course?
  • TooManyPoints
    TooManyPoints Posts: 1,624 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    Would you have to notify them if you you attended a speed awareness course?
    Some insurers insist that you do (with the Admiral Group being the most notable). Basically you have to read your policy's T&Cs and comply with them.
  • smuk
    smuk Posts: 7 Forumite
    Admiral ask about speed awareness courses at renewal, but you don't need to phone them up to tell them beforehand.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What happened OP ?
  • David_Child
    David_Child Posts: 1 Newbie
    At renewal or when applying for alternative cover. It falls off the DVLA site after 4 years. Insurers ask for five years. And the guy at the bar reckons its probably 3 years. :)
  • bigisi
    bigisi Posts: 925 Forumite
    David_Child wrote: »
    At renewal or when applying for alternative cover. It falls off the DVLA site after 4 years. Insurers ask for five years. And the guy at the bar reckons its probably 3 years. :)

    Great work dragging up a dead thread just to add useless info.
  • shaun_from_Africa
    shaun_from_Africa Posts: 12,858 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bigisi wrote: »
    Great work dragging up a dead thread just to add useless info.

    Not to add useless info, just to build up their post count before they start advertising their business.
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