Equifax showing my new address as "linked address"

Slappermum

I bought my first home two months ago. I'd registered on the electoral roll at my new address and informed all my account providers of this. My Experian and Callcredit reports reflect this - all my accounts are showing at my new address and, as of 01 August, I am reported as being on the electoral roll at the new address.

Equifax, however, is still showing my old address as current address. My new address is under the "linked addresses" section (and it is saying I am registered on the electoral roll at this "linked address). The mortgage and mobile phone account on there are correctly showing my new address, however my current account and credit card are still showing under my old address (last updated 22.08. so well after I'd moved).

Is this something that is normally expected when moving home and will correct itself in due time, or do I need to be proactive about this to prevent it from biting me in the behind 2 years down the road when it's time to remortgage?

SMCG

This is not the credit file advice centre.

That said, you do seem to be asking a question very early. It is the 2nd of September for goodness sake.

Wait until October for the next update then ask.

[Deleted User]

Yes it’s normal.

It’ll take a couple (or few) months for everything to update accordingly

PRAISETHESUN

Changes usually take 4-8 weeks to flow through to your credit files, depending where about in the credit reporting cycle they are made. I'd just keep an eye on your reports for the next few months and if the changes do not flow through, then I'd write to your local council requesting that they send your updated details to Equifax (Equifax can only report the information they are given, and have no power to change things).

Slappermum

Thanks for the replies. Will wait and see. The confusing bit is that Equifax seems to have the information, it just that it looks weirdly arranged on the report right now. I guess it will sort itself out.

I've just been credit checked and accepted for a First Direct current account at my new address, so at least the computers seem to be OK with it.