Injury claim advice

lauram25

Good evening all.

Looking for a bit of advice. 3 weeks ago my car was involved in an accident, I was hit from behind quite hard and my car was a write off. No one was seriously injured thankfully, however, my mum and daughter were affected. My mum hurt her neck from being thrown forward and the seat belt locking, and my daughter has suffered a few nightmares and was hesitant to get back into the car following the accident.

All has been reported to my insurers, forms have just been sent out to us which we have signed and returned. They said my mum and daughter would be asked to attend a medical appointment within 4 weeks.

My question is, by the time of the appointment it will be 6-8 weeks after the accident so both of them will of recovered from their injury and nightmares etc, so how will we be able to prove anything?

Advice is appreciated

LABMAN

Get an appointment with your own GP now.

lauram25

My mums doctor doesn't have any appointment for 2 weeks and I doubt my daughters doctor will see her as shes not injured, hers was more with anxiety but that only lasted 2 weeks so making an appointment is wasting their time.

Carpenters are being really slow, I've had to chase them every step to even just get the forms sent out. But they are the solicitors my insurance company are using and who are claiming back my excess for me.

shaun_from_Africa

Contact your solicitor or insurance company and ask their advice about getting an appointment to see a private medical professional and see if there is someone local that they could recommend.
Also enquire about the possibility of adding the cost of that consultation onto the amount you will be claiming from the other driver's insurance company.

SHAFT

lauram25 wrote: »

My mums doctor doesn't have any appointment for 2 weeks and I doubt my daughters doctor will see her as shes not injured, hers was more with anxiety but that only lasted 2 weeks so making an appointment is wasting their time.

Carpenters are being really slow, I've had to chase them every step to even just get the forms sent out. But they are the solicitors my insurance company are using and who are claiming back my excess for me.

So no injury claim for her.

debtdebt

If the injuries clear up within 6-8 weeks, the claim will be worth next to nothing.

fred246

You have to pretend that the injury lasts a lot longer. The solicitor and doctor will probably help you with what to say. They'll have been making loads of money for years out of this business. Everyone pays for it with their insurance premiums.

lauram25

Thank you to everyone for the replies.

It sounds like I may as well close the claim except for my excess claim. It is sad that unless injuries last more then 2 months, they are worthless. The injury to my mums neck was genuine and has only now more or less stopped hurting, 3 weeks after the accident. She was very emotional and tearful after the accident, it really shook her up.
As for my daughter, she suffered 3 nightmares as a result of the accident. She also refused to get in my car for 2 weeks after the accident and even now is anxious at the thought but now gets in my car.
Some idiot wasn't paying attention to the road, wrote my car off causing me stress, hurt my mum and caused my daughter to have nightmares and anxiety, but because it hasn't lasted more then 2 months they aren't entitled to anything. Very sad.

As for whoever suggested lying about the length of injury, I'm afraid I wont do that,theres enough people making false claims around. If by being honest it means they close the claim, then so be it, i will have to swallow that bitter pill.

Thanks again.

AdrianC

fred246 wrote: »

You have to pretend that the injury lasts a lot longer. The solicitor and doctor will probably help you with what to say. They'll have been making loads of money for years out of this business. Everyone pays for it with their insurance premiums.

Thank you for that stunning insight, Fred.

"Insurance fraud is rampant" is a lot more accurate than most of your contributions, but "You should lie to defraud insurers" is just as sensible as ever.

CardinalWolsey

AdrianC wrote: »

Thank you for that stunning insight, Fred.

"Insurance fraud is rampant" is a lot more accurate than most of your contributions, but "You should lie to defraud insurers" is just as sensible as ever.

I rather think his post was done with a very heavy hint of sarcasm.

Anyway, to the OP, what do you think you should be compensated for? From a financial perspective, insurance will "make you good" - in that you will be paid the market value of your car, and you claim for your financial losses due to your injuries. Has there been loss of earnings? Clearly not for your daughter (assuming she's below working age), so what do you believe the compensation figures should be?

neilmcl

CardinalWolsey wrote: »

I rather think his post was done with a very heavy hint of sarcasm.

Anyway, to the OP, what do you think you should be compensated for? From a financial perspective, insurance will "make you good" - in that you will be paid the market value of your car, and you claim for your financial losses due to your injuries. Has there been loss of earnings? Clearly not for your daughter (assuming she's below working age), so what do you believe the compensation figures should be?

We are all aware of how his posts are intended. He's a serial troll plain and simple and only posts to try and get a rise out of others.