We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
What card lets you transfer other cards AND a bank overdraft?

Mentazm
Posts: 2 Newbie
in Credit cards
Hi Guys,
Having a bit of a nightmare trying to find a credit card that allows 0% interest free credit card transfers AND bank overdraft transfers.
I'm reading online that it's possible, but so far have not found a card that allows this, only credit card transfers.
I'm on a very low income (<12k a year) so I'm looking for suggestions that allow both of these things (1k of OD debt and 1.2k of credit card debt) that I will likely get accepted for.
Thanks,
Iain
Having a bit of a nightmare trying to find a credit card that allows 0% interest free credit card transfers AND bank overdraft transfers.
I'm reading online that it's possible, but so far have not found a card that allows this, only credit card transfers.
I'm on a very low income (<12k a year) so I'm looking for suggestions that allow both of these things (1k of OD debt and 1.2k of credit card debt) that I will likely get accepted for.
Thanks,
Iain
0
Comments
-
None will allow you to transfer a bank overdraft. You need a money transfer card for that - you transfer money from the card to your current account.
Not sure if there are currently any new cards that offer both options so you may be better either applying for a card of each type or just a money transfer card and use the money transfer to clear of your credit card.
Your problem will be your low income.0 -
You need to post an SOA and work on a repayment plan. Moving debt around isn't going to help you really.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
-
Both my MBNA cards offer balance and money transfer at the moment.0
-
Barclaycard, MBNA and Virgin offer 0% on balance transfers AND money transfers - however these are monthly deals offered to existing customers.
You could apply for one of the above and become a customer and wait for the monthly offers to roll around.I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0 -
Cheers guys. Went with barclaycard and set up my card transfer. Will see what they offer re overdraft transfer/payment later.0
-
You could always open up a second current account and then get a balance transfer card to transfer money to that account
once the money is there you can use it as you wish eg part to pay off your existing overdraft and part to pay off your credit card0 -
apologies i mean a money transfer card of course0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards