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What card lets you transfer other cards AND a bank overdraft?

Hi Guys,
Having a bit of a nightmare trying to find a credit card that allows 0% interest free credit card transfers AND bank overdraft transfers.
I'm reading online that it's possible, but so far have not found a card that allows this, only credit card transfers.
I'm on a very low income (<12k a year) so I'm looking for suggestions that allow both of these things (1k of OD debt and 1.2k of credit card debt) that I will likely get accepted for.
Thanks,
Iain

Comments

  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    None will allow you to transfer a bank overdraft. You need a money transfer card for that - you transfer money from the card to your current account.

    Not sure if there are currently any new cards that offer both options so you may be better either applying for a card of each type or just a money transfer card and use the money transfer to clear of your credit card.

    Your problem will be your low income.
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    You need to post an SOA and work on a repayment plan. Moving debt around isn't going to help you really.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • TadleyBaggie
    TadleyBaggie Posts: 6,699 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Both my MBNA cards offer balance and money transfer at the moment.
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Barclaycard, MBNA and Virgin offer 0% on balance transfers AND money transfers - however these are monthly deals offered to existing customers.

    You could apply for one of the above and become a customer and wait for the monthly offers to roll around.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • Cheers guys. Went with barclaycard and set up my card transfer. Will see what they offer re overdraft transfer/payment later.
  • 18cc
    18cc Posts: 2,120 Forumite
    You could always open up a second current account and then get a balance transfer card to transfer money to that account

    once the money is there you can use it as you wish eg part to pay off your existing overdraft and part to pay off your credit card
  • 18cc
    18cc Posts: 2,120 Forumite
    apologies i mean a money transfer card of course
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