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Daily chat thread Thurs 22nd November

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Comments

  • Mupeteer
    Mupeteer Posts: 955 Forumite
    Part of the Furniture Combo Breaker
    Keren, I changed my mortgage to interest only (with no back up plan to pay it) when I started the course. I'll change it back to repayment when I'm working again (could be sooner than I thought:o ). I also take out the full student loan every year and have some support from my family (my grandad throws me £50 every month). I must confess that part of the mess I'm in financially is because it took me longer to adapt to not having decent wages anymore but, through MSE and sheer terror, I've learned to tighten my belt and go without stuff I don't need. It's really difficult sometimes but I'm getting there. And, assuming I make it to be a teacher, the wages are really good and I'll be able to deal with my accumulated debt much more quickly.
    Reality check - hit rock bottom on 15 Dec 2008 with unsecured debts of £29,136 and not enough money to live on

    :j NOW DEBT FREE!!!! :j
    :oI try to take life one day at a time but sometimes several days attack me at once :o
  • Toto wrote: »
    Afternoon all :D

    What did I miss????
    that was a short holiday!!! is your wrist still in one piece?
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    Hello Keren, how's it going? I've had a good trip but really glad to be home! I've got two black eyes :) and look like I've been brawling for a week! I had a parcan fall from the truss and hit me square on the head during the last tune of the last set! I was happy, still at least it was just me damaged and not my lovely new noble and cooley snare!!!!!!!
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • bloody hell Toto........you sound like you've been in the wars!!

    At least it wasn't as bad as what happened to Boy George when he played here a few years back - a glitter ball fell on his head in rehearsal and he spend the night at hospital!!

    I'm ok, feel quite 'up' today. Christmas is all bought and sorted and i've sold the car I bought in auction (although the buyer has only paid the deposit so far). The profit will pay my tax bill and pay for next year's holiday with a little bit left over for [strike]beer[/strike]........[strike]chocolate[/strike]..............savings.........;)

    Mupeteer........can I be really rude and ask how old you are? As you qualified for a student loan? Also what are your monthly outgoings? Not being nosey, just wondering if it is something I could ever do.
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • floss2
    floss2 Posts: 8,030 Forumite
    Hey Toto, did you reconcile the potential problem with Christmas in Canada?

    And can you claim damages from whoever set up the kit so "well" to allow it to fall off?!
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    Hey floss, yeah good news while I was away. The ex wife in law :) has decided not to come (sob, shame... awwwww).

    Great news on the car keren, enjoy the chocolate and beer, I've decided savings are for wimps :)
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • floss2
    floss2 Posts: 8,030 Forumite
    Toto wrote: »
    The ex wife in law :) has decided not to come (sob, shame... awwwww).

    :j :j :j :j

    Bet you're gutted :rotfl: :rotfl:
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    floss2 wrote: »
    :j :j :j :j

    Bet you're gutted :rotfl: :rotfl:

    I am, but we all have to overcome our share of heartaches, don't we :rotfl:
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Can your step daughter still go?
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    sadly no lucy, but I honestly think she would have found it very difficult anyway. The ex wife has told her that daddy is just working away, she hasn't got around to telling her that actually her and daddy are divorced. We only found out just before the wedding so explained it all to her as best as we could, but she's a little bit confused by the whole thing because her mummy (between you and me) is a psycho and won't admit it to her.
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
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