CallCredit have written to my bank

Afraid_of_Kittens

Received a letter from my bank ststing a Credit Reference Agency called Callcredit have written to them with information thats made them concerned that I may be struggling with my finances!

I have no intention in writing to CallCredit for a copy of my credit report.

Who are Callcredit and why would they write to my bank?

I have an overdraft of £500, a credit card debt of £500 and about £4k I owe HMRC.

DCFC79

Afraid_of_Kittens wrote: »

Received a letter from my bank stating a Credit Reference Agency called Callcredit have written to them with information thats made them concerned that I may be struggling with my finances!

I have no intention in writing to CallCredit for a copy of my credit report.

Who are Callcredit and why would they write to my bank?

I have an overdraft of £500, a credit card debt of £500 and about £4k I owe HMRC.

If you google call credit you will see who they are.


As to why they would write to your bank I have no idea.

boo_star

Callcredit don't exist anymore and I'm not sure why they'd be writing to your bank anyway. Your bank would be requesting that information from Callcredit (TransUnion) if they wanted it.

Smells a bit scammy. Perhaps phone your bank on a known customer service number?

molerat

Or check your credit report https://www.creditkarma.co.uk/?utm_source=TU&utm_medium=BannerTUStatReport3


More than likely your bank have run a credit check and the callcredit report has flagged something up.

MEM62

Afraid_of_Kittens wrote: »

Received a letter from my bank ststing a Credit Reference Agency called Callcredit have written to them with information thats made them concerned that I may be struggling with my finances!

Wouldn't happen.

Candyapple

Afraid_of_Kittens wrote: »

Received a letter from my bank ststing a Credit Reference Agency called Callcredit have written to them with information thats made them concerned that I may be struggling with my finances!

Can you take a photo of this letter please and post it here? I think you may have misread the wording as no way would a CRA write to a bank about you struggling financially.